27 E 2nd St, Girard, OH 44420 Property Records

Trumbull County property record for 27 E 2nd St, Girard, OH 44420

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,800 sqft · built 1898
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (Jun 2023)
Tax Bill	$850 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jun 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-215325`

Property Details

APN / Parcel Number

Primary APN	`14-215325`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,800 sqft Living Area
1st Floor Area	1,840 sqft
Upper Floors Area	880 sqft
Basement Area	880 sqft
Unfinished Basement	880 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Porch	Slab
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	27 E 2ND ST
City	GIRARD
State	OH
Zip	44420-2904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10 5 50F OSBORN SECOND ST
Legal Subdivision	ABNER OSBORNES ADD
Jurisdiction	TRUMBULL OH
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2010
Census Tract	932200

Owner

Source: Trumbull County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 E 2ND ST, GIRARD, OH 44420-2904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jun 2, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2023 · Amount on Record
Deed Sale	Jun 2, 2023 · Amount on Record
Prior Sale	Jan 1, 1990
Deed Document Number	20238688
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL OH
Property Address	27 E 2ND ST, GIRARD, OH 44420-2904
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE PROVIDER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 E 2ND ST, GIRARD, OH 44420-2904

Mortgage

Document Number	0000021037
Date	Nov 25, 2025
Instrument	202511250021037

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	1 CITIZENS PLZ, PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 12, 2050

Interest

Change Frequency	Monthly

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TRUMBULL OH
Recording Date	Jun 2, 2023
Property Address	27 E 2ND ST, GIRARD, OH 44420-2904
Document Number	0000008688
Map Reference	VOL 4 PG 14
Instrument Date	Jun 2, 2023
Instrument	202306020008688
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 E 2ND ST, GIRARD, OH 44420-2904

Tax Assessment & Valuation

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Trumbull County
County Subdivision	Liberty Township
Municipality	Girard City
Unified School District	Girard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$850.00 (-16.26%)	$28,490 (-) Land $3,150 Building $25,340
2024	$1,015.00 (-16.74%)	$28,490 (-) Land $3,150 Building $25,340
2023	$1,219.00 (+13.29%)	$28,490 (+42.31%) Land $3,150 Building $25,340	$81,400 (+42.31%) Land $9,000 Building $72,400
2022	$1,076.00	$20,020 Land $3,150 Building $16,870
2020			$57,200 Land $9,000 Building $48,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIRARD CITY serves 13,263 people · EPA ID OH7801103
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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