32 Denison Rd, Schenectady, NY 12309 Property Records

Albany County and Colonie Town property record for 32 Denison Rd, Schenectady, NY 12309

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,392 sqft · built 1967
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Sep 2022)
Tax Bill	$5,731 (2025)
Deeds & Mortgages	Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012689 17.2-1-2`

Property Details

APN / Parcel Number

Primary APN	`012689 17.2-1-2`
Alternative APNs	`268901700200010020000000` `01700200010020000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,392 sqft Living Area
1st Floor Area	1,392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Mixed
Garage Area	468 sqft
Parking Spaces	4 Parking Spaces
Porch	Patio
Porch Area	136 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01700200010020000000
Street Address	32 DENISON RD
City	SCHENECTADY
State	NY
Zip	12309-1910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	LOT 32 N-34 E-DENISON RD S-8-32
Legal Subdivision	NISKAYUNA HILLS
Legal Block	1
Legal Lot Number	2.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	3
Census Block	3000
Census Tract	13802

Owner

Source: Albany County and Colonie Town assessment roll, APN 012689 17.2-1-2, as of March 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8 DENISON RD, SCHENECTADY, NY 12309-1910
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 06, 2022 · Amount on Record
Deed Sale	Sep 06, 2022 · Amount on Record
Deed Document Number	202220592
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	32 DENISON RD, SCHENECTADY, NY 12309-1910
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 DENISON RD, SCHENECTADY, NY 12309-1910

Mortgage

Document Number	0000000593
Date	Sep 06, 2022
Instrument	R2022-20593

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Sep 01, 2027
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	5.87%
Index	Other
Max Rate	9.87%

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll as of March 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,731.00 (+26.21%)	$123,400 (+3.35%) Land $30,900 Building $92,500	$282,400 (+20.63%) Land $70,714 Building $211,686
2023		$119,400 (-) Land $29,900 Building $89,500	$234,100 (+9.31%) Land $58,623 Building $175,477
2022		$119,400 Land $29,900 Building $89,500	$214,170 Land $53,632 Building $160,538
2021	$4,541.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), as of March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 114 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY0100198, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.