26 Denison Rd, Schenectady, NY 12309 Property Records

Albany County and Colonie Town property record for 26 Denison Rd, Schenectady, NY 12309

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,144 sqft · built 1962
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on Record
Last Sale$137,000 (Jan 2022)
Tax Bill$5,150 (2025)
Deeds & MortgagesJan 2022 Line of Credit
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN012689 17.2-1-5

Property Details

APN / Parcel Number

Primary APN012689 17.2-1-5
Alternative APNs
  • 268901700200010050000000
  • 01700200010050000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,144 sqft Living Area
1st Floor Area1,144 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area20,038 sqft (0.46 acres)
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area24 sqft
Patio Area140 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01700200010050000000
Street Address26 DENISON RD
CitySCHENECTADY
StateNY
Zip12309-1910
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code04 - FARM
Legal DescriptionLOT 26 N-28 E-DENISON RD S-51-94
Legal SubdivisionNISKAYUNA HILLS
Legal Block1
Legal Lot Number5.000
JurisdictionALBANY NY
Township / Civil DivisionCOLONIE
Census Block Group3
Census Block3000
Census Tract13802

Owner

Source: Albany County and Colonie Town records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address26 DENISON RD, SCHENECTADY, NY 12309-1910
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2022Deed of Trust, Mortgage · Line of Credit
CAPITAL COMMUNICATIONS FCU
Dec 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 21, 2022 · Amount on Record
Deed SaleJan 21, 2022 · Amount on Record
Prior SaleMar 30, 2020 · Amount on Record
Deed Document Number20222033
Prior Transfer DateMay 23, 2013
Prior Transfer Doc0030670100
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address26 DENISON RD, SCHENECTADY, NY 12309-1910
Transaction TypeMortgage
Record UpdatedFeb 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address26 DENISON RD, SCHENECTADY, NY 12309-1910

Mortgage

Document Number0000000157
DateJan 3, 2022
InstrumentR2022-00157
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueDec 22, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address26 DENISON RD, SCHENECTADY, NY 12309-1910
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008771
DateDec 3, 2020
InstrumentR2020-28771
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionColonie Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,150.00 (+13.96%)$110,000 (-) Land $27,500 Building $82,500$251,700 (+16.69%) Land $62,925 Building $188,775
2023$110,000 (-) Land $27,500 Building $82,500$215,700 (+9.32%) Land $53,925 Building $161,775
2022$110,000 Land $27,500 Building $82,500$197,309 Land $49,327 Building $147,982
2021$4,519.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLATHAM WATER DISTRICT
serves 85,590 people · EPA ID NY0100198
Water SourceSurface water
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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