Garfield County property record for 32 Cumberlin Rd, Enid, OK 73703
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,923 sqft · built 2008 |
| Lot Size | 0.981 acres (42,772 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $387,500 (Aug 2019) |
| Tax Bill | $5,668 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Aug 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29697 |
| Primary APN | 29697 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,923 sqft Living Area |
| 1st Floor Area | 2,923 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 42,772 sqft (0.981 acres) |
| Lot Dimensions | 295 ft deep x 145 ft wide |
| Garage Type | Attached |
| Garage Area | 943 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 92 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 29697 |
|---|---|
| Street Address | 32 CUMBERLIN RD |
| City | ENID |
| State | OK |
| Zip | 73703-2114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 BLOCK 3 SD-R42 NORTHWOOD 2ND ADDN SE/4 9-23-7 |
| Legal Range | 07W |
| Legal Township | 23N |
| Legal Section | 09 |
| Legal Subdivision | NORTHWOOD 2ND ADDN |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | GARFIELD OK |
| Township / Civil Division | NORTH GARFIELD |
| Census Block Group | 2 |
| Census Block | 2073 |
| Census Tract | 1100 |
Source: Garfield County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 32 CUMBERLIN RD, ENID, OK 73703-2114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THE SECURITY NATIONAL BANK OF ENID |
| Aug 15, 2019 | Warranty Deed, Transfer · Conventional Mortgage THE SECURITY NATIONAL BANK OF ENID |
| Aug 21, 2017 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2019 · Amount on Record |
| Deed Sale | Aug 15, 2019 · Amount on Record |
| Prior Sale | Aug 21, 2017 · Amount on Record |
| Deed Book / Page | 2444 / 578 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARFIELD OK |
| Property Address | 32 CUMBERLIN RD, ENID, OK 73703-2114 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002576/689 |
|---|---|
| Date | Mar 14, 2022 |
| Book Page | 2576/689 |
| Name | THE SECURITY NATIONAL BANK OF ENID |
|---|---|
| Type | Bank |
| Address | ENID, OK 73701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GARFIELD OK |
| Recording Date | Aug 15, 2019 |
| Property Address | 32 CUMBERLIN RD, ENID, OK 73703-2114 |
| Document Number | 02444/0578 |
| Book / Page | 2444 / 0578 |
| Instrument Date | Jul 7, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $581.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0024440564 |
|---|---|
| Date | Aug 15, 2019 |
| Instrument | 2444/0564 |
| Name | THE SECURITY NATIONAL BANK OF ENID |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GARFIELD OK |
| Recording Date | Aug 21, 2017 |
| Property Address | 32 CUMBERLIN RD, ENID, OK 73703-2114 |
| Document Number | 02351/0523 |
| Book / Page | 2351 / 0523 |
| Instrument Date | Aug 21, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $585.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 32 CUMBERLIN RD, ENID, OK 73703-2114 |
| Document Number | 0023510524 |
|---|---|
| Date | Aug 21, 2017 |
| Instrument | 2351/0524 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Garfield County assessment roll, as of March 10, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Garfield County |
| Unified School District | Chisholm Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,473 (-) Land $4,000 Building $48,473 | $419,780 (-) Land $32,000 Building $387,780 | |
| 2025 | $5,668.00 (+8.42%) | $52,473 (+4.47%) Land $4,000 Building $48,473 | $419,780 (-) Land $32,000 Building $387,780 |
| 2023 | $5,228.00 | $50,226 Land $4,000 Building $46,226 | $419,780 Land $32,000 Building $387,780 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1986–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 92% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Chisholm Broadband Fixed Wireless | 100 / 40 |
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