Garfield County property record for 24 Cumberlin Rd, Enid, OK 73703
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,343 sqft · built 2009 |
| Lot Size | 1.15 acres (50,316 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $308,500 (Nov 2009) |
| Tax Bill | $4,862 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29715 |
| Primary APN | 29715 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,343 sqft Living Area |
| 1st Floor Area | 2,343 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 50,316 sqft (1.15 acres) |
| Garage Type | Mixed |
| Garage Area | 1,474 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 25 sqft |
| Patio Area | 220 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 29715 |
|---|---|
| Street Address | 24 CUMBERLIN RD |
| City | ENID |
| State | OK |
| Zip | 73703-2114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLOCK 5 SD-R42 NORTHWOOD 2ND ADDN SE/4 9-23-7 17 CHISHOLM LN MARY K (W) |
| Legal Range | 07W |
| Legal Township | 23N |
| Legal Section | 09 |
| Legal Subdivision | NORTHWOOD 2ND ADDN |
| Legal Block | 5 |
| Legal Lot Number | 5 |
| Jurisdiction | GARFIELD OK |
| Township / Civil Division | NORTH GARFIELD |
| Census Block Group | 2 |
| Census Block | 2073 |
| Census Tract | 1100 |
Source: Garfield County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 24 CUMBERLIN RD, ENID, OK 73703-2114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jan 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2009 · Amount on Record |
| Deed Sale | Nov 6, 2009 · Amount on Record |
| Prior Sale | Jun 24, 2008 · Amount on Record |
| Deed Book / Page | 1965 / 125 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARFIELD OK |
| Property Address | 24 CUMBERLIN RD, ENID, OK 73703-2114 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2518/400 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 2518/400 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARFIELD OK |
| Property Address | 24 CUMBERLIN RD, ENID, OK 73703-2114 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OKLAHOMA LAND TITLE SERVICES LLC, OKLAHOMA LAND TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 2321/0679 |
|---|---|
| Date | Jan 13, 2017 |
| Book Page | 2321/0679 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2037 |
Source: Garfield County assessment roll, as of March 10, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Garfield County |
| Unified School District | Chisholm Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $46,028 (+0.04%) Land $4,000 Building $42,028 | $368,220 (-) Land $32,000 Building $336,220 | |
| 2025 | $4,862.00 (+10.25%) Homeowner's exemption | $46,009 (+6.09%) Land $4,000 Building $42,009 | $368,220 (-) Land $32,000 Building $336,220 |
| 2023 | $4,410.00 Homeowner's exemption | $43,368 Land $4,000 Building $39,368 | $368,220 Land $32,000 Building $336,220 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1986–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 92% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Chisholm Broadband Fixed Wireless | 100 / 40 |
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