32 Cottage St, Warren, RI 02885 Property Records

Warren Town property record for 32 Cottage St, Warren, RI 02885

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,754 sqft · built 1958
Lot Size0.212 acres (9,226 sqft)
Owner2 Individual Names on Record
Last Sale$125,000 (Aug 1997)
Tax Bill$5,952 (2026)
Deeds & MortgagesMay 2021 Refinance
Flood ZoneZone X (minimal risk)
APN13-2155-33

Property Details

APN / Parcel Number

Primary APN13-2155-33
Alternative APN
  • WARR M:13A L:88

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,754 sqft Living Area
Gross Area4,202 sqft
Basement Area1,078 sqft
Unfinished Basement1,078 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,226 sqft (0.212 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number13-2155-33
Street Address32 COTTAGE ST
CityWARREN
StateRI
Zip02885-2802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Lot Number88
JurisdictionWARREN RI
Township / Civil DivisionWARREN
Census Block Group1
Census Block1007
Census Tract30602

Owner

Source: Warren Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address32 COTTAGE ST, WARREN, RI 02885-2802
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 1997 · Amount on Record
Deed SaleAug 18, 1997 · Amount on Record
Deed Book / Page275 / 193
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN RI
Property Address32 COTTAGE ST, WARREN, RI 02885-2802
Transaction TypeMortgage
Record UpdatedJun 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1047-115
DateMay 27, 2021
Book Page1047/115
Instrument29439
Lender
NameAMERICAN FINANCING
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Warren Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWarren Town
Unified School DistrictBristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,952.00 (+12.22%)
2025$5,304.00 (+9%)$356,200 (-) Land $141,100 Building $215,100$461,705
2023$4,866.00 (-1.5%)$356,200 (+29.86%) Land $141,100 Building $215,100
2022$4,940.00$274,300 Land $127,000 Building $147,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims7 (1991–2022)
Claims Outside the SFHA2 of 7
Most Recent ClaimDec 2022 · tidal / storm surge
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRISTOL COUNTY WATER AUTHORITY
serves 49,000 people · EPA ID RI1647515
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
i3 Broadband
Cable
2,000 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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