Warren Town property record for 28 Cottage St, Warren, RI 02885
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,902 sqft · built 1980 |
| Lot Size | 0.208 acres (9,069 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $329,000 (Nov 2021) |
| Tax Bill | $6,047 (2025) |
| Deeds & Mortgages | Nov 2021 Sale Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2009-00 |
| Primary APN | 3-2009-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,902 sqft Living Area |
| Gross Area | 3,832 sqft |
| Basement Area | 1,530 sqft |
| Unfinished Basement | 1,530 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,069 sqft (0.208 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Account Number | 3-2009-00 |
|---|---|
| Street Address | 28 COTTAGE ST |
| City | WARREN |
| State | RI |
| Zip | 02885-2802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Lot Number | 89 |
| Jurisdiction | WARREN RI |
| Township / Civil Division | WARREN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 30602 |
Source: Warren Town records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 28 COTTAGE ST, WARREN, RI 02885-2802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2021 | Personal Representative Deed, Transfer |
| Jun 9, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2021 · Amount on Record |
| Deed Sale | Nov 30, 2021 · Amount on Record |
| Deed Document Number | 202130942 |
| Deed Book / Page | 1066 / 278 |
| Record Updated | Sep 20, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | WARREN RI |
| Recording Date | Nov 30, 2021 |
| Property Address | 28 COTTAGE ST, WARREN, RI 02885-2802 |
| Document Number | 001066-278 |
| Book / Page | 1066 / 278 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 30942 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 50 WINTER ST, WESTWOOD, MA 02090-2921 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN RI |
| Property Address | 28 COTTAGE ST, WARREN, RI 02885-2802 |
| Document Number | 931-75 |
| Book / Page | 000931 / 000075 |
| Instrument Date | Jun 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2017 |
| Name | Verified Name |
|---|---|
| Address | 28 COTTAGE ST WARREN RI 028852802, WARREN, RI 02885-2802 |
| Document Number | 931-75 |
|---|---|
| Date | Jul 5, 2017 |
| Book Page | 000931/000075 |
| Instrument | 7 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Warren Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Warren Town |
| Unified School District | Bristol-Warren Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,047.00 (+9.01%) | $406,100 (-) Land $140,300 Building $265,800 |
| 2023 | $5,547.00 (+4.58%) | $406,100 (+37.89%) Land $140,300 Building $265,800 |
| 2022 | $5,304.00 | $294,500 Land $126,200 Building $168,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 7 (1991–2022) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Dec 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 88% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| i3 Broadband Cable | 2,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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