Monmouth County and Ocean Township property record for 32 Cotswold Cir, Ocean, NJ 07712
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,610 sqft · built 1985 |
| Lot Size | 0.323 acres (14,083 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $410,000 (Jul 2021) |
| Tax Bill | $6,642 (2024) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Feb 2020 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 37 00034-0000-00029-0000-C7.16 |
| Primary APN | 37 00034-0000-00029-0000-C7.16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,610 sqft Living Area |
| 1st Floor Area | 1,098 sqft |
| Upper Floors Area | 776 sqft |
| Basement Area | 368 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 14,083 sqft (0.323 acres) |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | 208 sqft |
| Patio Area | 99 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Old Parcel Number | 37000340000000290000C7.16 |
|---|---|
| Street Address | 32 COTSWOLD CIR |
| City | OCEAN |
| State | NJ |
| Zip | 07712-2644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COTSWOLD UNIT 7P-7 NIT 1A |
| Legal Subdivision | COTSWOLD CIRCLE |
| Legal Block | 34 |
| Legal Lot Number | 29 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | OCEAN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 806502 |
Source: Monmouth County and Ocean Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 32 COTSWOLD CIR, OCEAN, NJ 07712-2644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2021 | Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Feb 15, 2020 | Deed of Trust, Mortgage · Line of Credit TD BK NA |
| Oct 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GREENWAY MTG FNDG |
| Mar 1, 2019 | Grant Deed, Transfer SERVICELINK |
| Nov 5, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2021 · Amount on Record |
| Deed Sale | Jul 21, 2021 · Amount on Record |
| Prior Sale | Mar 1, 2019 · Amount on Record |
| Deed Document Number | 2021111545 |
| Deed Book / Page | 9529 / 2219 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 21, 2021 |
| Property Address | 32 COTSWOLD CIR, OCEAN, NJ 07712-2644 |
| Document Number | 0095292219 |
| Book / Page | 9529 / 2219 |
| Instrument Date | Jul 6, 2021 |
| Instrument | 2021111545 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2021 |
| Title Company | SUNRISE TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,311.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 32 COTSWOLD CIR, 32, OCEAN, NJ 07712-2644 |
| Name | Verified Name |
|---|---|
| Address | 32 COTSWOLD CIR, OCEAN, NJ 07712-2644 |
| Document Number | 2021111546 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 2021111546 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 32 COTSWOLD CIR, OCEAN, NJ 07712-2644 |
| Document Number | 0000027821 |
| Instrument Date | Feb 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 32 COTSWOLD CIR OCEAN NJ 077122644, OCEAN, NJ 07712-2644 |
| Document Number | 0000027821 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 009402/000448 |
| Instrument | 27821 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 9, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 32 COTSWOLD CIR, OCEAN, NJ 07712-2644 |
| Document Number | 0000102580 |
| Instrument Date | Oct 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2019 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 32 COTSWOLD CIR OCEAN NJ 077122644, OCEAN, NJ 07712-2644 |
| Document Number | 0000102580 |
|---|---|
| Date | Oct 31, 2019 |
| Book Page | 009376/009139 |
| Instrument | 102580 |
| Name | GREENWAY MTG FNDG |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, NJ 07748 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Mar 1, 2019 |
| Property Address | 32 COTSWOLD CIR, OCEAN, NJ 07712-2644 |
| Document Number | 0000019112 |
| Book / Page | 009337 / 006840 |
| Instrument Date | Jan 29, 2019 |
| Instrument | 19112 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2019 |
| Title Company | SERVICELINK |
| Amount | Amount Recorded |
|---|---|
| Tax | $230.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 COTSWOLD CIR OCEAN NJ 077122644, OCEAN, NJ 07712-2644 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Nov 5, 2018 |
| Property Address | 32 COTSWOLD CIR, OCEAN, NJ 07712-2644 |
| Document Number | 0000108217 |
| Book / Page | 009319 / 007141 |
| Instrument Date | Aug 20, 2018 |
| Instrument | 108217 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 32 COTSWOLD CIR OCEAN NJ 077122644, OCEAN, NJ 07712-2644 |
Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $546,100 (+2.07%) Land $315,000 Building $231,100 | $546,100 (+2.07%) Land $315,000 Building $231,100 | |
| 2025 | $535,000 (+15.63%) Land $309,000 Building $226,000 | $535,000 (+15.63%) Land $309,000 Building $226,000 | |
| 2024 | $6,642.00 (+4.96%) | ||
| 2023 | $462,700 Land $248,000 Building $214,700 | $462,700 Land $248,000 Building $214,700 | |
| 2022 | $6,328.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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