Monmouth County and Ocean Township property record for 31 Cotswold Cir, Ocean, NJ 07712
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,356 sqft · built 1985 |
| Lot Size | 0.323 acres (14,083 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $480,000 (Aug 2022) |
| Tax Bill | $6,392 (2024) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-00034-0000-00029-0000-C7.15 |
| Primary APN | 37-00034-0000-00029-0000-C7.15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,356 sqft Living Area |
| 1st Floor Area | 975 sqft |
| Upper Floors Area | 663 sqft |
| Basement Area | 322 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 14,083 sqft (0.323 acres) |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | 92 sqft |
| Patio Area | 121 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Old Parcel Number | 37000340000000290000C7.15 |
|---|---|
| Street Address | 31 COTSWOLD CIR |
| City | OCEAN |
| State | NJ |
| Zip | 07712-2644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6426 |
| Legal Description | COTSWOLD ON THE GREEN UNIT 7.0 |
| Legal Subdivision | COTSWOLD-ON-THE-GREEN CONDOS |
| Legal Block | 34 |
| Legal Lot Number | 29 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | OCEAN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 806502 |
31 Cotswold Cir is owned and occupied by two individuals who bought it in August 2022.
Source: Monmouth County and Ocean Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 COTSWOLD CIR, OCEAN, NJ 07712-2644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2022 | Deed, Transfer · Conventional Mortgage EQUITY PRIME MORTGAGE LLC |
| Jul 5, 2017 | Deed of Trust, Mortgage NORTH AMERICAN SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2022 · Amount on File |
| Deed Sale | Aug 24, 2022 · Amount on File |
| Prior Sale | Jun 1, 2006 · Amount on File |
| Deed Document Number | 202287206 |
| Deed Book / Page | 9612 / 1824 |
| Prior Transfer Date | Apr 3, 2012 |
| Prior Transfer Doc | 0089446426 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 24, 2022 |
| Property Address | 31 COTSWOLD CIR, OCEAN, NJ 07712-2644 |
| Document Number | 0096121824 |
| Book / Page | 9612 / 1824 |
| Instrument Date | Aug 18, 2022 |
| Instrument | 2022087206 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2022 |
| Title Company | SURETY TITLE AGENCY COASTAL RE, SURETY TTL AGCY COASTAL REGI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,983.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4390 LA FRANCE AVE, 4390, NORTH PORT, FL 34286-6990 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 31 COTSWOLD CIR, OCEAN, NJ 07712-2644 |
| Document Number | 2022087207 |
|---|---|
| Date | Aug 24, 2022 |
| Instrument | 2022087207 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 31 COTSWOLD CIR, OCEAN, NJ 07712-2644 |
| Document Number | 0000069817 |
| Book / Page | 009237 / 001628 |
| Instrument Date | Jul 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2017 |
| Title Company | TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 31 COTSWOLD CIR OCEAN NJ 077122644, OCEAN, NJ 07712-2644 |
| Document Number | 0000069817 |
|---|---|
| Date | Jul 21, 2017 |
| Book Page | 009237/001628 |
| Instrument | 69817 |
| Name | NORTH AMERICAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | GRANDVIEW, MO 64030 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 20, 2047 |
Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $527,800 (+2.09%) Land $315,000 Building $212,800 | $527,800 (+2.09%) Land $315,000 Building $212,800 | |
| 2025 | $517,000 Land $309,000 Building $208,000 | $517,000 Land $309,000 Building $208,000 | |
| 2024 | $6,392.00 (-6.18%) | ||
| 2023 | $6,813.00 (+17.51%) | $445,600 Land $248,000 Building $197,600 | $445,600 Land $248,000 Building $197,600 |
| 2022 | $5,798.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31 Cotswold Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31 Cotswold Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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