Hampden County and Chicopee City property record for 32 Concord St, Chicopee, MA 01020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 862 sqft · built 1948 |
| Lot Size | 0.207 acres (9,020 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $218,000 (Jan 2022) |
| Tax Bill | $3,796 (2026) |
| Deeds & Mortgages | Sep 2026 Second Mortgage Aug 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 418-00018 |
| Primary APN | 418-00018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 862 sqft Living Area |
| Gross Area | 1,954 sqft |
| 1st Floor Area | 706 sqft |
| Attic | Attic |
| Attic Area | 624 sqft |
| Basement Area | 400 sqft |
| Unfinished Basement | 400 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,020 sqft (0.207 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 418-00018 |
|---|---|
| Street Address | 32 CONCORD ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-1106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 811000 |
Source: Hampden County and Chicopee City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 32 CONCORD ST, CHICOPEE, MA 01020-1106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage POLISH NATIONAL CREDIT UNION |
| Aug 4, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MONSON SAVINGS BANK |
| Jan 31, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage POLISH NATIONAL CU |
| May 31, 2017 | Deed of Trust, Mortgage · Line of Credit MONSON SAVINGS BANK |
| Apr 13, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2022 · Amount on Record |
| Deed Sale | Jan 31, 2022 · Amount on Record |
| Prior Sale | Apr 13, 2017 |
| Deed Document Number | 20226414 |
| Deed Book / Page | 24382 / 219 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Sep 22, 2026 |
| Property Address | 32 CONCORD ST, CHICOPEE, MA 01020-1106 |
| Document Number | 0000046340 |
| Book / Page | 26520 / 214 |
| Instrument Date | Sep 17, 2026 |
| Instrument | 202646340 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 32 CONCORD ST, CHICOPEE, MA 01020-1106 |
| Document Number | 0000046340, |
|---|---|
| Date | Sep 22, 2026 |
| Book Page | 26520/214 |
| Instrument | 202646340 |
| Name | POLISH NATIONAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 1, 2036 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 32 CONCORD ST, CHICOPEE, MA 01020-1106 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 024040-150 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | 24040/150 |
| Instrument | 54311 |
| Name | MONSON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2046 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Jan 31, 2022 |
| Property Address | 32 CONCORD ST, CHICOPEE, MA 01020-1106 |
| Document Number | 024382-219 |
| Book / Page | 24382 / 219 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 6414 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 133 CHATEAUGAY ST, CHICOPEE, MA 01020-3321 |
| Document Number | 0000006415 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 6415 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 32 CONCORD ST, CHICOPEE, MA 01020-1106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 21704-448 |
|---|---|
| Date | May 31, 2017 |
| Book Page | 21704/448 |
| Instrument | 30136 |
| Name | MONSON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 1, 2042 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Apr 13, 2017 |
| Property Address | 32 CONCORD ST, CHICOPEE, MA 01020-1106 |
| Document Number | 21639-397 |
| Book / Page | 021639 / 000397 |
| Instrument Date | Apr 4, 2017 |
| Instrument | 19898 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 86 NORTH RD HAMPDEN MA 010369122, HAMPDEN, MA 01036-9122 |
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,796.00 (+6.06%) | $249,100 (+5.51%) Land $115,600 Building $133,500 | $264,778 (+9%) |
| 2025 | $3,579.00 (+5.23%) | $236,100 (+2.47%) Land $105,500 Building $130,600 | $242,915 |
| 2024 | $3,401.00 (+6.45%) | $230,400 (+9.25%) Land $103,400 Building $127,000 | |
| 2023 | $3,195.00 | $210,900 Land $94,000 Building $116,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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