Hampden County and Chicopee City property record for 20 Concord St, Chicopee, MA 01020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,874 sqft · built 1955 |
| Lot Size | 0.181 acres (7,900 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $270,000 (Mar 2019) |
| Tax Bill | $5,904 (2026) |
| Deeds & Mortgages | Nov 2021 Refinance Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 418-00016 |
| Primary APN | 418-00016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,874 sqft Living Area |
| Gross Area | 2,762 sqft |
| 1st Floor Area | 1,042 sqft |
| Basement Area | 650 sqft |
| Unfinished Basement | 650 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,900 sqft (0.181 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Account Number | 418-00016 |
|---|---|
| Street Address | 20 CONCORD ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-1106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 811000 |
Source: Hampden County and Chicopee City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 CONCORD ST, CHICOPEE, MA 01020-1106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LAKEVIEW LOAN SERVICING LLC |
| Mar 1, 2019 | Quit Claim Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2019 · Amount on Record |
| Deed Sale | Mar 1, 2019 · Amount on Record |
| Prior Sale | Dec 8, 2015 · Amount on Record |
| Deed Book / Page | 22573 / 428 |
| Prior Transfer Date | Feb 26, 2019 |
| Prior Transfer Doc | 022573-428 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 20 CONCORD ST, CHICOPEE, MA 01020-1106 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 024224-207 |
|---|---|
| Date | Nov 3, 2021 |
| Book Page | 24224/207 |
| Instrument | 78255 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Mar 1, 2019 |
| Property Address | 20 CONCORD ST, CHICOPEE, MA 01020-1106 |
| Document Number | 22573-428 |
| Book / Page | 22573 / 428 |
| Instrument Date | Feb 26, 2019 |
| Instrument | 10801 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 174 BRIGHTON ST, SPRINGFIELD, MA 01118 |
| Document Number | 10802 |
|---|---|
| Date | Mar 1, 2019 |
| Instrument | 10802 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,904.00 (+4.76%) | $387,400 (+4.2%) Land $109,500 Building $277,900 | $394,430 (+14.95%) |
| 2025 | $5,636.00 (+5.39%) | $371,800 (+2.62%) Land $99,500 Building $272,300 | $343,140 |
| 2024 | $5,348.00 (+4.13%) | $362,300 (+6.87%) Land $97,600 Building $264,700 | |
| 2023 | $5,136.00 | $339,000 Land $88,700 Building $250,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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