Rensselaer County and Troy City property record for 32 Cobblestone Ln, Troy, NY 12180
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,715 sqft · built 2003 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $182,000 (Aug 2008) |
| Tax Bill | $7,820 (2026) |
| Deeds & Mortgages | Sep 2021 Refinance Nov 2021 Sale + 1 more |
| APN | 381700 112.57-1-26 |
| Primary APN | 381700 112.57-1-26 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,715 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| Basement Area | 615 sqft |
| Finished Basement | 615 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 112 ft deep x 39.2 ft wide |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 214 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0517240 |
|---|---|
| Street Address | 32 COBBLESTONE LN |
| City | TROY |
| State | NY |
| Zip | 12180-7405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF |
| Legal Description | 2 STY FR HSE & 2C ATT GAR VANDERHEYDEN EST PH 3 1995/70 LOT 4 |
| Legal Block | 1 |
| Legal Lot Number | 26.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 41101 |
32 Cobblestone Ln is owned and occupied by an individual who acquired it in October 2021.
Source: Rensselaer County and Troy City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32 COBBLESTONE LN, TROY, NY 12180-7405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Nov 18, 2021 | Warranty Deed, Transfer |
| Nov 13, 2017 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2008 · Amount on File |
| Deed Sale | Aug 5, 2008 · Amount on File |
| Prior Sale | Apr 2, 2003 · Amount on File |
| Deed Book / Page | 4719 / 111 |
| Last Transfer Date | Oct 28, 2021 |
| Transfer Doc | 0098300163 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 32 COBBLESTONE LN, TROY, NY 12180-7405 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0097380145 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 9738/145 |
| Instrument | 2021-596249 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Nov 18, 2021 |
| Property Address | 32 COBBLESTONE LN, TROY, NY 12180-7405 |
| Document Number | 0098300163 |
| Book / Page | 9830 / 163 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 2021-600369 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 COBBLESTONE LN, TROY, NY 12180-7405 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Nov 13, 2017 |
| Property Address | 32 COBBLESTONE LN, TROY, NY 12180-7405 |
| Document Number | 0083500333 |
| Book / Page | 008350 / 000333 |
| Instrument Date | Oct 30, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 COBBLESTONE LN TROY NY 121807405, TROY, NY 12180-7405 |
The 2026 property tax bill for 32 Cobblestone Ln was $7,820 with a veteran's exemption, up 2.3% from the year before.
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,820.00 (+2.34%) Veteran's exemption | ||
| 2025 | $7,641.00 | $185,000 Land $20,000 Building $165,000 | $316,800 Land $34,249 Building $282,551 |
| 2023 | $185,000 (-) Land $20,000 Building $165,000 | $264,300 (+8.58%) Land $28,573 Building $235,727 | |
| 2022 | $7,233.00 Veteran's exemption | $185,000 Land $20,000 Building $165,000 | $243,421 Land $26,316 Building $217,105 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 32 Cobblestone Ln; there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32 Cobblestone Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 51,401 people · EPA ID NY4100050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 110 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Lead public education Oct 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures