Rensselaer County and Troy City property record for 26 Cobblestone Ln, Troy, NY 12180
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,420 sqft · built 2004 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $197,245 (Mar 2008) |
| Tax Bill | $8,221 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| APN | 381700 112.57-1-3 |
| Primary APN | 381700 112.57-1-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,420 sqft Living Area |
| 1st Floor Area | 795 sqft |
| 2nd Floor Area | 625 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 193 ft deep x 48.8 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 272 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0517270 |
|---|---|
| Street Address | 26 COBBLESTONE LN |
| City | TROY |
| State | NY |
| Zip | 12180-7405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF |
| Legal Description | FOUNDATION ONLY VANDERHEYDEN PH 3 1991/63 1995/70 LOT 7 |
| Legal Block | 1 |
| Legal Lot Number | 3.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 41101 |
26 Cobblestone Ln is owned and occupied by two individuals who bought it in March 2008.
Source: Rensselaer County and Troy City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 26 COBBLESTONE LN, TROY, NY 12180-7405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2008 · Amount on File |
| Deed Sale | Mar 5, 2008 · Amount on File |
| Prior Sale | May 11, 2006 · Amount on File |
| Deed Book / Page | 4530 / 119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Jun 29, 2026 |
| Property Address | 26 COBBLESTONE LN, TROY, NY 12180-7405 |
| Document Number | 0000672931 |
| Book / Page | 11308 / 1 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 2026672931 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 26 COBBLESTONE LN, TROY, NY 12180-7405 |
| Document Number | 0000672931, |
|---|---|
| Date | Jun 29, 2026 |
| Book Page | 11308/1 |
| Instrument | 2026672931 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
The 2026 property tax bill for 26 Cobblestone Ln was $8,221, up 1% from the year before.
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,221.00 (+10.04%) | ||
| 2025 | $7,471.00 | $170,000 Land $21,000 Building $149,000 | $291,100 Land $35,959 Building $255,141 |
| 2023 | $170,000 (-) Land $21,000 Building $149,000 | $242,900 (+8.59%) Land $30,005 Building $212,895 | |
| 2022 | $7,094.00 Homeowner's exemption | $170,000 Land $21,000 Building $149,000 | $223,684 Land $27,632 Building $196,052 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 26 Cobblestone Ln; there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 26 Cobblestone Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 51,401 people · EPA ID NY4100050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 110 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Lead public education Oct 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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