Kane County property record for 32 Cloverdale Ct, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,332 sqft · built 1993 |
| Owner | 2 Individual Names on File |
| Last Sale | $187,000 (Aug 2005) |
| Tax Bill | $5,749 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-05-132-051 |
| Primary APN | 03-05-132-051 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,332 sqft Living Area |
| Gross Area | 1,770 sqft |
| 1st Floor Area | 799 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Condo/Apartment |
| Garage Type | Attached |
| Garage Area | 438 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 32 CLOVERDALE CT |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-5190 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BUILDING 407 UNIT 3 GALENA HOMES AT WILLOUGHBY FARMS CONDO .852% SUBDIVISION: WILLOUGHBY GALENA HOMES RANGE CODE: 8 E TWSHP 42N |
| Legal Subdivision | WILLOUGHBY GALENA HOMES |
| Legal Block | 1 |
| Legal Unit | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | DUNDEE |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 850105 |
32 Cloverdale Ct is owned by two individuals who bought it in August 2005.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 633 JOSEPH ST, LAKE IN THE HILLS, IL 60156-5203 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2005 · Amount on File |
| Deed Sale | Aug 15, 2005 · Amount on File |
| Prior Sale | Sep 9, 2003 · Amount on File |
| Deed Document Number | 200594893 |
| Prior Transfer Date | Feb 8, 2000 |
| Prior Transfer Doc | 0000011068 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 32 CLOVERDALE CT, ALGONQUIN, IL 60102-5190 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PROPER TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000035804 |
|---|---|
| Date | Jul 12, 2017 |
| Instrument | 2017K035804 |
| Name | MB FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Address | ANN ARBOR, MI 48105 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Jul 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
The 2025 property tax bill for 32 Cloverdale Ct was $5,749.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | Kane County |
| County Subdivision | Dundee Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,749.00 | $79,472 (+9.42%) Land $9,160 Building $70,312 | $238,511 (+9.42%) Land $27,491 Building $211,020 |
| 2024 | $72,630 Land $8,371 Building $64,259 | $217,977 Land $25,123 Building $192,854 | |
| 2022 | $4,978.00 (+2.64%) | $59,575 (+5.91%) Land $7,532 Building $52,043 | $178,725 (+5.91%) Land $22,596 Building $156,129 |
| 2021 | $4,850.00 | $56,251 Land $7,112 Building $49,139 | $168,753 Land $21,336 Building $147,417 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 32 Cloverdale Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 32 Cloverdale Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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