22 Cloverdale Ct, Algonquin, IL 60102 Property Records

Kane County property record for 22 Cloverdale Ct, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,550 sqft · built 1995
Owner2 Individual Names on File
Last Sale$303,000 (Sep 2026)
Tax Bill$5,099 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
May 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-05-132-044

Property Details

APN / Parcel Number

Primary APN03-05-132-044

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,550 sqft Living Area
Gross Area1,981 sqft
1st Floor Area1,550 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Garage TypeAttached
Garage Area431 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address22 CLOVERDALE CT
CityALGONQUIN
StateIL
Zip60102-5189
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBUILDING 406 UNIT 2 GALENA HOMES AT WILLOUGHBY FARMS CONDO
Legal SubdivisionGALENA HOMES AT WILLOUGHBY FARMS CONDO
Legal Block1
Legal Unit2
JurisdictionKANE IL
Township / Civil DivisionDUNDEE
Census Block Group1
Census Block1031
Census Tract850105

Owner

22 Cloverdale Ct is owned by two individuals who bought it in September 2026.

Source: Kane County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address7363 N DAMEN AVE, 303, CHICAGO, IL 60645-3364
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2026Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE
May 4, 2021Warranty Deed, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB
Jul 18, 2019Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2026 · Amount on File
Deed SaleSep 21, 2026 · Amount on File
Prior SaleMay 4, 2021 · Amount on File
Deed Document Number202640948
Prior Transfer DateJun 1, 2009
Prior Transfer Doc0000044007
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateSep 21, 2026
Property Address22 CLOVERDALE CT, ALGONQUIN, IL 60102-5189
Document Number0000040948
Instrument DateSep 11, 2026
Instrument202640948
Transaction TypeTransfer
Record UpdatedSep 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$45,904.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7363 N DAMEN AVE, 303, CHICAGO, IL 60645-3364

Mortgage

Document Number0000040949,
DateSep 21, 2026
Instrument202640949
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Rate6.78%
Initial TypeFixed Rate
Max Rate-1%

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMay 4, 2021
Property Address22 CLOVERDALE CT, ALGONQUIN, IL 60102-5189
Document Number0000034871
Instrument DateApr 21, 2021
Instrument2021K034871
Transaction TypeTransfer
Record UpdatedMay 17, 2021
Title CompanyNOT AVAILABLE, CT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$208.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address22 CLOVERDALE CT, ALGONQUIN, IL 60102-5189

Mortgage

Document Number0000034872
DateMay 4, 2021
Instrument2021K034872
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate
Rate3.37%

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJul 18, 2019
Property Address22 CLOVERDALE CT, ALGONQUIN, IL 60102-5189
Document Number0000031332
Map ReferenceDOC 95K054613
Instrument DateJun 18, 2019
Instrument2019K031332
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyAMERICAN NATL TTL SVCS INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$185.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address22 CLOVERDALE CT, ALGONQUIN, IL 60102-5189

Mortgage

Document Number0000031333
DateJul 18, 2019
Instrument2019K031333
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 22 Cloverdale Ct was $5,099.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyKane County
County SubdivisionDundee Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,099.00 Homeowner's exemption$78,495 (+9.42%) Land $9,160 Building $69,335$235,579 (+9.42%) Land $27,491 Building $208,088
2024$71,737 Land $8,371 Building $63,366$215,297 Land $25,123 Building $190,174
2022$4,777.00 (+3.29%) Homeowner's exemption$63,168 (+5.91%) Land $7,532 Building $55,636$189,504 (+5.91%) Land $22,596 Building $166,908
2021$4,625.00 Homeowner's exemption$59,643 Land $7,112 Building $52,531$178,929 Land $21,336 Building $157,593

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22 Cloverdale Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 22 Cloverdale Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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