Montgomery County property record for 32 Clearwater Ct, Damascus, MD 20872
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,988 sqft · built 1965 |
| Lot Size | 3.83 acres (166,835 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (May 2004) |
| Tax Bill | $7,968 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00950208 |
| Primary APN | 12-00950208 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,988 sqft Living Area |
| Gross Area | 4,626 sqft |
| 1st Floor Area | 1,441 sqft |
| Basement Area | 1,400 sqft |
| Finished Basement | 1,400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 166,835 sqft |
| Garage Type | Attached |
| Garage Area | 638 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 595 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 219 sqft |
| Patio Area | 84 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Account Number | 00950208 |
|---|---|
| Street Address | 32 CLEARWATER CT |
| City | DAMASCUS |
| State | MD |
| Zip | 20872-2334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | CLEAR SPRING MANOR |
| Legal Subdivision | CLEARSPRING MANOR |
| Legal Block | C |
| Legal Lot Number | 10 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 12 |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 700207 |
32 Clearwater Ct is owned and occupied by two individuals who acquired it in October 2011.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 CLEARWATER CT, DAMASCUS, MD 20872-2334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2004 · Amount on File |
| Deed Sale | May 21, 2004 · Amount on File |
| Deed Document Number | 20046407 |
| Deed Book / Page | 27441 / 493 |
| Last Transfer Date | Oct 26, 2011 |
| Transfer Doc | 0427310081 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 32 CLEARWATER CT, DAMASCUS, MD 20872-2334 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | EQUITY SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0643270480 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | 64327/480 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Aug 1, 2036 |
The 2025 property tax bill for 32 Clearwater Ct was $7,968, down 1.4% from the year before.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $735,000 (+6.05%) | $776,900 (-) Land $279,400 Building $497,500 | |
| 2025 | $7,968.00 (-1.39%) | $693,100 | $776,900 Land $279,400 Building $497,500 |
| 2024 | $8,080.00 | ||
| 2023 | $629,300 | $651,200 Land $266,100 Building $385,100 | |
| 2022 | $6,537.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32 Clearwater Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1981–2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32 Clearwater Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
5G and 4G LTE (outdoors only)
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