32 Clearwater Ct, Damascus, MD 20872 Property Records

Montgomery County property record for 32 Clearwater Ct, Damascus, MD 20872

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,988 sqft · built 1965
Lot Size3.83 acres (166,835 sqft)
Owner2 Individual Names on File
Last Sale$525,000 (May 2004)
Tax Bill$7,968 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN12-00950208

Property Details

APN / Parcel Number

Primary APN12-00950208
Alternative APN
  • 00950208

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,988 sqft Living Area
Gross Area4,626 sqft
1st Floor Area1,441 sqft
Basement Area1,400 sqft
Finished Basement1,400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleBi-Level
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area166,835 sqft
Garage TypeAttached
Garage Area638 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area595 sqft
PorchOpen Porch
Porch Area219 sqft
Patio Area84 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerMunicipal

Location & Zoning

Account Number00950208
Street Address32 CLEARWATER CT
CityDAMASCUS
StateMD
Zip20872-2334
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR200
Legal DescriptionCLEAR SPRING MANOR
Legal SubdivisionCLEARSPRING MANOR
Legal BlockC
Legal Lot Number10
JurisdictionMONTGOMERY MD
Township / Civil Division12
Census Block Group2
Census Block2005
Census Tract700207

Owner

32 Clearwater Ct is owned and occupied by two individuals who acquired it in October 2011.

Source: Montgomery County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address32 CLEARWATER CT, DAMASCUS, MD 20872-2334
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 21, 2004 · Amount on File
Deed SaleMay 21, 2004 · Amount on File
Deed Document Number20046407
Deed Book / Page27441 / 493
Last Transfer DateOct 26, 2011
Transfer Doc0427310081
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address32 CLEARWATER CT, DAMASCUS, MD 20872-2334
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyEQUITY SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0643270480
DateOct 20, 2021
Book Page64327/480
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term178 Months
DueAug 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 32 Clearwater Ct was $7,968, down 1.4% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$735,000 (+6.05%)$776,900 (-) Land $279,400 Building $497,500
2025$7,968.00 (-1.39%)$693,100$776,900 Land $279,400 Building $497,500
2024$8,080.00
2023$629,300$651,200 Land $266,100 Building $385,100
2022$6,537.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Clearwater Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1981–2012)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Clearwater Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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