Montgomery County property record for 25 Clearwater Ct, Damascus, MD 20872
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 4,626 sqft · built 1966 |
| Lot Size | 0.936 acres (40,753 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,000 (Sep 2019) |
| Tax Bill | $5,318 (2025) |
| Deeds & Mortgages | May 2019 Second Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00950254 |
| Primary APN | 12-00950254 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 4,626 sqft Living Area |
| Gross Area | 5,277 sqft |
| 1st Floor Area | 1,945 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 40,753 sqft (0.936 acres) |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Patio Area | 484 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Account Number | 00950254 |
|---|---|
| Street Address | 25 CLEARWATER CT |
| City | DAMASCUS |
| State | MD |
| Zip | 20872-2334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | CLEARSPRING MANOR |
| Legal Subdivision | CLEARSPRING MANOR |
| Legal Block | C |
| Legal Lot Number | 7 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 12 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 700207 |
25 Clearwater Ct is owned and occupied by two individuals who bought it in September 2019.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25 CLEARWATER CT, DAMASCUS, MD 20872-2334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 2, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAIRFAX COUNTY FCU |
| Dec 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Sep 16, 2019 | Deed, Transfer · Conventional Mortgage TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2019 · Amount on File |
| Deed Sale | Sep 16, 2019 · Amount on File |
| Prior Sale | Nov 5, 2009 · Amount on File |
| Deed Book / Page | 58157 / 381 |
| Prior Transfer Date | Oct 7, 2009 |
| Prior Transfer Doc | 18188 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 25 CLEARWATER CT, DAMASCUS, MD 20872-2334 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Title Company | CHAMPION TITLE & SETMNTS INC |
| Name | Verified Name |
|---|
| Document Number | 0575070219 |
|---|---|
| Date | May 2, 2019 |
| Book Page | 57507/219 |
| Name | FAIRFAX COUNTY FCU |
|---|---|
| Type | Credit Union |
| Address | FAIRFAX, VA 22030 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Apr 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 25 CLEARWATER CT, DAMASCUS, MD 20872-2334 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Title Company | MASTERS TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 25 CLEARWATER CT, DAMASCUS, MD 20872-2334 |
| Document Number | 0614070276 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 61407/276 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Sep 16, 2019 |
| Property Address | 25 CLEARWATER CT, DAMASCUS, MD 20872-2334 |
| Document Number | 0581570381 |
| Book / Page | 58157 / 381 |
| Map Reference | MB 74 PL 7289 |
| Instrument Date | Aug 8, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | MASTERS TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 25 CLEARWATER CT, DAMASCUS, MD 20872-2334 |
| Document Number | 58157389 |
|---|---|
| Date | Sep 16, 2019 |
| Instrument | 58157/389 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 25 Clearwater Ct was $5,318, down 26.6% from the year before.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $661,000 (+6.63%) | $702,100 (-) Land $229,300 Building $472,800 | |
| 2025 | $5,318.00 (-26.62%) | $619,900 | $702,100 Land $229,300 Building $472,800 |
| 2024 | $7,247.00 | ||
| 2023 | $557,767 | $578,800 Land $218,500 Building $360,300 | |
| 2022 | $5,758.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25 Clearwater Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1981–2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25 Clearwater Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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