32 Chestnut St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 32 Chestnut St, Ludlow, MA 01056

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details13,601 sqft · built 1909
Lot Size0.288 acres (12,524 sqft)
OwnerCompany Name on Record
Tax Bill$4,763 (2025)
Flood ZoneZone X (minimal risk)
APNM:13C-03850 B:51 L:0

Property Details

APN / Parcel Number

Primary APNM:13C-03850 B:51 L:0
Alternative APNs
  • LUDL M:13C B:3850 P:51
  • 2271

Interior

Total Rooms8 Rooms
Units28 Units
Stories4 Stories
Building Area13,601 sqft Total Area
Gross Area17,852 sqft

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1944
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Construction TypeFrame
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area12,524 sqft (0.288 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number2271
Street Address32 CHESTNUT ST
CityLUDLOW
StateMA
Zip01056-3401
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeBUS A
Legal Block3850
JurisdictionLUDLOW MA
Township / Civil DivisionLUDLOW
Census Block Group3
Census Block3019
Census Tract810403

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Ludlow Village Historic District
listed 1993 · 91 contributing resources · NRIS 93000009

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hampden County and Ludlow Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address32 CHESTNUT ST, LUDLOW, MA 01056-3401
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionLudlow Town
Unified School DistrictLudlow School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,763.00 (-1.16%)$274,500 (+3.04%) Land $144,900 Building $129,600$662,720 (+14.32%)
2024$4,819.00 (-2.76%)$266,400 (+4.88%) Land $136,700 Building $129,700$579,690
2023$4,956.00$254,000 Land $124,300 Building $129,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Verizon, Xfinity.

Nearby Properties on Chestnut St

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