Hampden County and Ludlow Town property record for 12 Chestnut St, Ludlow, MA 01056
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 23,940 sqft · built 1905 |
| Lot Size | 0.912 acres (39,715 sqft) |
| Owner | Company Name on Record |
| Last Sale | $125,000 (Aug 2013) |
| Flood Zone | Zone X (minimal risk) |
| APN | M:13C-03850 B:49 L:0 |
| Primary APN | M:13C-03850 B:49 L:0 |
|---|---|
| Alternative APNs |
|
| Total Rooms | 15 Rooms |
|---|---|
| Stories | 3 Stories |
| Building Area | 23,940 sqft Total Area |
| Gross Area | 31,920 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Slate |
| Lot Area | 39,715 sqft (0.912 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 2269 |
|---|---|
| Street Address | 12 CHESTNUT ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-2891 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Legal Block | 3850 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 810403 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ludlow Village Historic District listed 1993 · 91 contributing resources · NRIS 93000009 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hampden County and Ludlow Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 322 MAIN ST, SPRINGFIELD, MA 01105-2408 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2013 · Amount on Record |
| Deed Sale | Aug 26, 2013 · Amount on Record |
| Deed Book / Page | 19988 / 56 |
| Record Updated | Oct 29, 2026 |
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Assessed Value |
|---|---|
| 2026 | $3,112,400 (+2%) Land $135,700 Building $2,976,700 |
| 2025 | $2,593,600 (+0.34%) Land $123,100 Building $2,470,500 |
| 2024 | $2,584,800 (+8.86%) Land $117,500 Building $2,467,300 |
| 2023 | $2,374,400 Land $106,800 Building $2,267,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon, Xfinity.
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