Worcester County and Gardner City property record for 32 Chestnut St, Gardner, MA 01440
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 18 bd · 9 ba · 8,979 sqft · built 1920 |
| Lot Size | 0.133 acres (5,790 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $138,000 (Oct 1993) |
| Tax Bill | $13,517 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | M:Q-26 B:0003 L:0016 |
| Primary APN | M:Q-26 B:0003 L:0016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 18 Beds |
|---|---|
| Full Baths | 9 Baths |
| Total Rooms | 32 Rooms |
| Units | 9 Units |
| Stories | 3 Stories |
| Building Area | 8,979 sqft Living Area |
| Gross Area | 11,751 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,790 sqft (0.133 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 32 CHESTNUT ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2215 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | R3 |
| Legal Block | 22 |
| Legal Lot Number | 28 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 707500 |
Source: Worcester County and Gardner City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 642, ACTON, MA 01720-0642 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 1993 · Amount on Record |
| Deed Sale | Oct 28, 1993 · Amount on Record |
| Deed Book / Page | 15700 / 128 |
| Record Updated | Oct 29, 2026 |
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $13,517.00 (+9,555%) | $981,600 (-) Land $180,000 Building $801,600 |
| 2025 | $140.00 (-98.58%) | $981,600 (+49.59%) Land $180,000 Building $801,600 |
| 2024 | $9,836.00 (-4.45%) | $656,200 (+2.82%) Land $180,000 Building $476,200 |
| 2023 | $10,294.00 | $638,200 Land $162,000 Building $476,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Gateway Fiber, T-Mobile.
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