Worcester County and Gardner City property record for 31 Chestnut St, Gardner, MA 01440
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Lot Size | 0.331 acres (14,434 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $89,000 (Dec 1992) |
| Tax Bill | $4,800 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | M:Q-26 B:0078 L:0017 |
| Primary APN | M:Q-26 B:0078 L:0017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 2,580 sqft Living Area |
| Gross Area | 4,334 sqft |
| Basement Area | 1,380 sqft |
| Unfinished Basement | 1,380 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Colonial |
| Lot Area | 14,434 sqft (0.331 acres) |
| Total Buildings | 2 Buildings |
| Street Address | 31 CHESTNUT ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2203 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | R3 |
| Legal Block | 22 |
| Legal Lot Number | 27 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 707200 |
Source: Worcester County and Gardner City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 31 CHESTNUT ST, GARDNER, MA 01440-2203 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 1992 · Amount on Record |
| Deed Sale | Dec 21, 1992 · Amount on Record |
| Prior Sale | Dec 8, 1992 · Amount on Record |
| Record Updated | Oct 29, 2026 |
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,800.00 (+6,757.14%) | $348,600 (-29.48%) Land $39,200 Building $309,400 | $386,531 |
| 2025 | $70.00 (-98.99%) | $494,300 (+6.46%) Land $71,200 Building $423,100 | |
| 2024 | $6,960.00 (+1.93%) | $464,300 (+9.69%) Land $64,800 Building $399,500 | |
| 2023 | $6,828.00 | $423,300 Land $63,900 Building $359,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Gateway Fiber, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures