Bristol County and Somerset Town property record for 32 Centre St, Somerset, MA 02726
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,656 sqft · built 1870 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | Individual Name on File |
| Last Sale | $405,000 (Sep 2021) |
| Tax Bill | $6,018 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Mar 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SOME M:0C9 L:0001 |
| Primary APN | SOME M:0C9 L:0001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,656 sqft Living Area |
| Gross Area | 1,710 sqft |
| 1st Floor Area | 1,012 sqft |
| Basement Area | 644 sqft |
| Unfinished Basement | 644 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,056 sqft (0.69 acres) |
| Garage Type | Detached |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 32 CENTRE ST |
|---|---|
| City | SOMERSET |
| State | MA |
| Zip | 02726-5301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Lot Number | 1 |
| Jurisdiction | SOMERSET MA |
| Township / Civil Division | SOMERSET |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 644101 |
Source: Bristol County and Somerset Town records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32 CENTRE ST, SOMERSET, MA 02726-5301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK |
| Mar 25, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Feb 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jul 12, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2021 · Amount on File |
| Deed Sale | Sep 1, 2021 · Amount on File |
| Prior Sale | Jul 12, 2019 · Amount on File |
| Deed Document Number | 202120149 |
| Deed Book / Page | 10711 / 89 |
| Prior Transfer Date | Aug 31, 2021 |
| Prior Transfer Doc | 0010711-89 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SOMERSET MA |
| Recording Date | Sep 1, 2021 |
| Property Address | 32 CENTRE ST, SOMERSET, MA 02726-5301 |
| Document Number | 10711-89 |
| Book / Page | 10711 / 89 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 20149 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 CENTRE ST, SOMERSET, MA 02726-5301 |
| Document Number | 20150 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 20150 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SOMERSET MA |
| Recording Date | Mar 25, 2021 |
| Property Address | 32 CENTRE ST, SOMERSET, MA 02726-5301 |
| Document Number | 10494-99 |
| Book / Page | 10494 / 99 |
| Instrument Date | Mar 24, 2021 |
| Instrument | 6558 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 CENTRE ST, SOMERSET, MA 02726-5301 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET MA |
| Property Address | 32 CENTRE ST, SOMERSET, MA 02726-5301 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10448-37 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 10448/37 |
| Instrument | 3822 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Mar 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SOMERSET MA |
| Recording Date | Jul 12, 2019 |
| Property Address | 32 CENTRE ST, SOMERSET, MA 02726-5301 |
| Document Number | 9817-235 |
| Book / Page | 009817 / 000235 |
| Instrument Date | Jul 12, 2019 |
| Instrument | 11122 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,208.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 CENTRE ST SOMERSET MA 027265301, SOMERSET, MA 02726-5301 |
Source: Bristol County and Somerset Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Bristol County |
| County Subdivision | Somerset Town |
| Secondary School District | Somerset-Berkley School District (09 - 12) |
| Elementary School District | Somerset School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,018.00 (+20.72%) | $452,500 (+15.11%) Land $191,300 Building $261,200 | $455,620 (+7.46%) |
| 2024 | $423,985 | ||
| 2023 | $4,985.00 | $393,100 Land $166,700 Building $226,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 24 (1990–2023) |
| Claims Outside the SFHA | 3 of 24 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOMERSET WATER DEPARTMENT serves 18,303 people · EPA ID MA4273000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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