Bristol County and Somerset Town property record for 96 Centre St, Somerset, MA 02726
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,326 sqft · built 1951 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (May 2024) |
| Tax Bill | $4,900 (2025) |
| Deeds & Mortgages | Oct 2021 Refinance May 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SOME M:0C9 L:0005 |
| Primary APN | SOME M:0C9 L:0005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,326 sqft Living Area |
| Gross Area | 2,210 sqft |
| 1st Floor Area | 884 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 884 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.32 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 96 CENTRE ST |
|---|---|
| City | SOMERSET |
| State | MA |
| Zip | 02726-5301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Lot Number | 5 |
| Jurisdiction | SOMERSET MA |
| Township / Civil Division | SOMERSET |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 644101 |
96 Centre St is owned and occupied by an individual who bought it in May 2024.
Source: Bristol County and Somerset Town records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 96 CENTRE ST, SOMERSET, MA 02726-5301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC |
| May 10, 2023 | Quit Claim Deed, Transfer · Second Mortgage (Down Payment) DISCOVER BANK |
| Mar 13, 2020 | Quit Claim Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2024 · Amount on File |
| Deed Sale | May 9, 2024 · Amount on File |
| Prior Sale | Mar 13, 2020 · Amount on File |
| Deed Document Number | 20245583 |
| Deed Book / Page | 11517 / 137 |
| Prior Transfer Date | May 5, 2023 |
| Prior Transfer Doc | 0000006517 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET MA |
| Property Address | 96 CENTRE ST, SOMERSET, MA 02726-5301 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 010752-172 |
|---|---|
| Date | Oct 1, 2021 |
| Book Page | 10752/172 |
| Instrument | 22784 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SOMERSET MA |
| Recording Date | May 10, 2023 |
| Property Address | 96 CENTRE ST, SOMERSET, MA 02726-5301 |
| Document Number | 0011287-87 |
| Book / Page | 11287 / 87 |
| Instrument Date | May 5, 2023 |
| Instrument | 6517 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2023 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 96 CENTRE ST, SOMERSET, MA 02726-5301 |
| Document Number | 0011287-91 |
|---|---|
| Date | May 10, 2023 |
| Book Page | 11287/91 |
| Instrument | 6518 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SOMERSET MA |
| Recording Date | Mar 13, 2020 |
| Property Address | 96 CENTRE ST, SOMERSET, MA 02726-5301 |
| Document Number | 10043-100 |
| Book / Page | 10043 / 100 |
| Instrument Date | Mar 13, 2020 |
| Instrument | 4476 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 199 PRESCOTT DR, SOMERSET, MA 02726-4765 |
| Document Number | 4477 |
|---|---|
| Date | Mar 13, 2020 |
| Instrument | 4477 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 96 Centre St was $4,900.
Source: Bristol County and Somerset Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Bristol County |
| County Subdivision | Somerset Town |
| Secondary School District | Somerset-Berkley School District (09 - 12) |
| Elementary School District | Somerset School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,900.00 | $368,400 Land $183,200 Building $185,200 | $374,965 (+0.71%) |
| 2024 | $372,305 | ||
| 2023 | $4,036.00 | $318,300 Land $159,200 Building $159,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 96 Centre St in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 24 (1990–2023) |
| Claims Outside the SFHA | 3 of 24 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 96 Centre St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOMERSET WATER DEPARTMENT serves 18,303 people · EPA ID MA4273000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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