32 Cavour St, Lynn, MA 01904 Property Records

Essex County and Lynn City property record for 32 Cavour St, Lynn, MA 01904

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,441 sqft · built 1920
Lot Size	0.238 acres (10,389 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Mar 2001)
Tax Bill	$8,139 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jan 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B:090 L:100 S:047`

Property Details

APN / Parcel Number

Primary APN	`B:090 L:100 S:047`
Alternative APN	`LYNN M:090 B:100 L:047`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,441 sqft Living Area
Gross Area	4,510 sqft
Basement Area	1,215 sqft
Unfinished Basement	1,215 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1966
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,389 sqft (0.238 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	32 CAVOUR ST
City	LYNN
State	MA
Zip	01904-1859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	THOMAS JERMYN
Legal Block	100
Legal Lot Number	47
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1002
Census Tract	205300

Owner

32 Cavour St is owned and occupied by two individuals who bought it in March 2001.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32 CAVOUR ST, LYNN, MA 01904-1859
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Jan 10, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Jul 28, 2017	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Dec 8, 2020	Deed of Trust, Mortgage · Line of Credit EASTERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2001 · Amount on File
Deed Sale	Mar 30, 2001 · Amount on File
Prior Sale	Apr 16, 1993 · Amount on File
Deed Book / Page	17028 / 4
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	32 CAVOUR ST, LYNN, MA 01904-1859
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043062-402
Date	Nov 12, 2025
Book Page	43062/402
Instrument	20251112002220

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	32 CAVOUR ST, LYNN, MA 01904-1859
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040643-92
Date	Jan 10, 2022
Book Page	40643/92
Instrument	20220110000990

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2042

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	32 CAVOUR ST, LYNN, MA 01904-1859
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36052-587
Date	Jul 28, 2017
Book Page	36052/587
Instrument	15

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	32 CAVOUR ST, LYNN, MA 01904-1859
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39267-225
Date	Dec 8, 2020
Book Page	39267/225
Instrument	20201208000350

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 32 Cavour St was $8,139, up 5.4% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,139.00 (+5.37%)	$785,600 (+7.1%) Land $262,900 Building $522,700	$624,150
2024	$7,724.00 (+2.14%)	$733,500 (+8.15%) Land $261,100 Building $472,400
2023	$7,562.00	$678,200 Land $261,100 Building $417,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Cavour St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Cavour St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband.

Nearby Properties on Cavour St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures