28 Cavour St, Lynn, MA 01904 Property Records

Essex County and Lynn City property record for 28 Cavour St, Lynn, MA 01904

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,100 sqft · built 1981
Lot Size	0.215 acres (9,374 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Nov 2018)
Tax Bill	$6,439 (2025)
Deeds & Mortgages	May 2022 Line of Credit Nov 2020 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`B:090 L:100 S:048`

Property Details

APN / Parcel Number

Primary APN	`B:090 L:100 S:048`
Alternative APN	`LYNN M:090 B:100 L:048`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
Gross Area	3,558 sqft
Basement Area	700 sqft
Unfinished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1983
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,374 sqft (0.215 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	28 CAVOUR ST
City	LYNN
State	MA
Zip	01904-1859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	100
Legal Lot Number	48
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1002
Census Tract	205300

Owner

28 Cavour St is owned and occupied by two individuals who bought it in November 2018.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 CAVOUR ST, LYNN, MA 01904-1859
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Deed of Trust, Mortgage · Line of Credit METRO CU
Nov 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance METRO CU
Jul 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage METRO CU
Nov 14, 2018	Quit Claim Deed, Transfer SALEM FIVE MTG CO
Jul 26, 2017	Deed of Trust, Mortgage · Line of Credit ST JEANS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2018 · Amount on File
Deed Sale	Nov 14, 2018 · Amount on File
Prior Sale	Nov 29, 1995 · Amount on File
Deed Book / Page	37151 / 160
Transfer Doc	037151-160
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	28 CAVOUR ST, LYNN, MA 01904-1859
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040950-563
Date	May 23, 2022
Book Page	40950/563
Instrument	20220523001570

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	28 CAVOUR ST, LYNN, MA 01904-1859
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39228-165
Date	Nov 25, 2020
Book Page	39228/165
Instrument	20201125005830

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	28 CAVOUR ST, LYNN, MA 01904-1859
Document Number	37664-32
Instrument Date	Jul 9, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 CAVOUR ST LYNN MA 019041859, LYNN, MA 01904-1859

Mortgage

Document Number	37664-32
Date	Jul 15, 2019
Book Page	037664/000032
Instrument	1907152150

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2049

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Nov 14, 2018
Property Address	28 CAVOUR ST, LYNN, MA 01904-1859
Document Number	37151-160
Book / Page	37151 / 160
Instrument	181114003670
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56.93
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	371510162
Date	Nov 14, 2018
Instrument	37151/0162

Lender

Name	SALEM FIVE MTG CO

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2048

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	28 CAVOUR ST, LYNN, MA 01904-1859
Document Number	36047-13
Book / Page	036047 / 000013
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36047-13
Date	Jul 26, 2017
Book Page	036047/000013
Instrument	1707260143

Lender

Name	ST JEANS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 28 Cavour St was $6,439, down 1.2% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,439.00 (-1.15%)	$621,500 (+0.47%) Land $258,700 Building $362,800	$530,765
2024	$6,514.00 (+1.07%)	$618,600 (+7.02%) Land $257,000 Building $361,600
2023	$6,445.00	$578,000 Land $257,000 Building $321,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Cavour St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Cavour St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband.

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