32 Bow St, Salem, MA 01970 Property Records

Essex County and Salem City property record for 32 Bow St, Salem, MA 01970

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,449 sqft · built 1960
Lot Size	0.163 acres (7,096 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Sep 2018)
Tax Bill	$6,624 (2026)
Deeds & Mortgages	Nov 2019 Refinance Jun 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SALE M:15 L:0110`

Property Details

APN / Parcel Number

Primary APN	`SALE M:15 L:0110`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,449 sqft Living Area
Gross Area	2,744 sqft
Basement Area	748 sqft
Unfinished Basement	748 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,096 sqft (0.163 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	32 BOW ST
City	SALEM
State	MA
Zip	01970-1140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	110
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	2
Census Block	2006
Census Tract	204702

Owner

32 Bow St is owned and occupied by two individuals who bought it in September 2018.

Source: Essex County and Salem City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32 BOW ST, SALEM, MA 01970-1140
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance E MORTGAGE MANAGEMENT LLC
Jun 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance E MORTGAGE MANAGEMENT LLC
Feb 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST FED'L S&L ASSN
Sep 18, 2018	Quit Claim Deed, Transfer · Conventional Mortgage NORTHEAST HM LN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2018 · Amount on File
Deed Sale	Sep 18, 2018 · Amount on File
Deed Book / Page	37020 / 543
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	32 BOW ST, SALEM, MA 01970-1140
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38016-435
Date	Nov 12, 2019
Book Page	38016/435
Instrument	20191112002770

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	32 BOW ST, SALEM, MA 01970-1140
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38643-477
Date	Jun 24, 2020
Book Page	38643/477
Instrument	20200624002290

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	32 BOW ST, SALEM, MA 01970-1140
Document Number	37348-71
Instrument Date	Feb 20, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 BOW ST SALEM MA 019701140, SALEM, MA 01970-1140

Mortgage

Document Number	37348-71
Date	Feb 26, 2019
Book Page	037348/000071
Instrument	1902262030

Lender

Name	FIRST FED'L S&L ASSN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2049

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALEM MA
Recording Date	Sep 18, 2018
Property Address	32 BOW ST, SALEM, MA 01970-1140
Document Number	37020-543
Book / Page	037020 / 000543
Instrument Date	Sep 18, 2018
Instrument	1809183750
Transaction Type	Transfer
Record Updated	Oct 9, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,664.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 BOW ST SALEM MA 019701140, SALEM, MA 01970-1140

Mortgage

Document Number	37020-546
Date	Sep 18, 2018
Book Page	037020/000546
Instrument	1809183760

Lender

Name	NORTHEAST HM LN
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 32 Bow St was $6,624, up 4.5% from the year before.

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,624.00 (+4.48%)	$614,500 (+9.91%) Land $239,900 Building $372,100	$615,869 (+12.86%)
2025	$6,340.00 (+2.23%)	$559,100 (+4.76%) Land $216,000 Building $343,100	$545,680
2024	$6,202.00 (+3.13%)	$533,700 (+11.03%) Land $205,200 Building $328,500
2023	$6,014.00	$480,700 Land $189,400 Building $291,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Bow St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 32 Bow St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

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