28 Bow St, Salem, MA 01970 Property Records

Essex County and Salem City property record for 28 Bow St, Salem, MA 01970

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,128 sqft · built 1900
Lot Size	0.155 acres (6,761 sqft)
Owner	Individual Name on Record
Last Sale	$701,000 (Sep 2025)
Tax Bill	$7,412 (2026)
Deeds & Mortgages	Mar 2025 Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SALE M:15 L:0111`

Property Details

APN / Parcel Number

Primary APN	`SALE M:15 L:0111`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,128 sqft Living Area
Gross Area	4,613 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,761 sqft (0.155 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	28 BOW ST
City	SALEM
State	MA
Zip	01970-1140
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Lot Number	111
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	2
Census Block	2006
Census Tract	204702

Owner

Source: Essex County and Salem City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 BOW ST, SALEM, MA 01970-1140
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2025	Deed of Trust, Mortgage · Commercial Mortgage CAPE ANN SAVINGS BANK
Sep 26, 2025	Quit Claim Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
May 29, 2024	Quit Claim Deed, Transfer Quitclaim
Oct 7, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2025 · Amount on Record
Deed Sale	Sep 26, 2025 · Amount on Record
Deed Book / Page	42972 / 11
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	28 BOW ST, SALEM, MA 01970-1140
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042615-106
Date	Mar 14, 2025
Book Page	42615/106
Instrument	20250314003060

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALEM MA
Recording Date	Sep 26, 2025
Property Address	28 BOW ST, SALEM, MA 01970-1140
Document Number	0042972-11
Book / Page	42972 / 11
Instrument Date	Sep 26, 2025
Instrument	20250926002970
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 BOW ST, SALEM, MA 01970-1140

Mortgage

Document Number	20250926002980
Date	Sep 26, 2025
Instrument	20250926002980

Lender

Name	AMERICAN PACIFIC MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

May 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALEM MA
Recording Date	May 29, 2024
Property Address	28 BOW ST, SALEM, MA 01970-1140
Document Number	042138-522
Book / Page	42138 / 522
Instrument Date	May 15, 2024
Instrument	20240529002350
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 MAIN ST, GLOUCESTER, MA 01930-5701

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALEM MA
Recording Date	Oct 7, 2021
Property Address	28 BOW ST, SALEM, MA 01970-1140
Document Number	0040360-42
Book / Page	40360 / 42
Instrument Date	Oct 4, 2021
Instrument	20211007004240
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BLACKFORD DR, ATKINSON, NH 03811-2574

Tax Assessment & Valuation

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,412.00 (-3.43%)	$687,600 (+1.6%) Land $238,000 Building $448,000	$733,988
2025	$7,675.00 (+4.84%)	$676,800 (+7.43%) Land $214,200 Building $462,600
2024	$7,321.00 (+3.01%)	$630,000 (+10.9%) Land $203,600 Building $426,400
2023	$7,107.00	$568,100 Land $187,900 Building $380,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

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