32 Bilo Ave, Winchester, NH 03470 Property Records

Cheshire County and Winchester Town property record for 32 Bilo Ave, Winchester, NH 03470

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,734 sqft · built 1974
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$176,000 (Sep 2022)
Tax Bill	$3,773 (2024)
Deeds & Mortgages	Aug 2025 Mortgage Jul 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WNCH M:00021 B:000015 L:000000`

Property Details

APN / Parcel Number

Primary APN	`WNCH M:00021 B:000015 L:000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,734 sqft Living Area
Gross Area	3,030 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Street Address	32 BILO AVE
City	WINCHESTER
State	NH
Zip	03470-2910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES-S
Legal Block	15
Jurisdiction	WINCHESTER TOWN NH
Township / Civil Division	WINCHESTER
Census Block Group	3
Census Block	3008
Census Tract	971700

Owner

Source: Cheshire County and Winchester Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 BILO AVE, WINCHESTER, NH 03470-2910
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jul 31, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Sep 26, 2022	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2022 · Amount on Record
Deed Sale	Sep 26, 2022 · Amount on Record
Prior Sale	Jul 2, 2001 · Amount on Record
Deed Document Number	20228890
Deed Book / Page	3227 / 470
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER TOWN NH
Property Address	32 BILO AVE, WINCHESTER, NH 03470-2910
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003319-230
Date	Aug 8, 2025
Book Page	3319/230
Instrument	2505898

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Sep 1, 2052

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER TOWN NH
Property Address	32 BILO AVE, WINCHESTER, NH 03470-2910
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003283-870
Date	Jul 31, 2024
Book Page	3283/870
Instrument	2405015

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Aug 1, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINCHESTER TOWN NH
Recording Date	Sep 26, 2022
Property Address	32 BILO AVE, WINCHESTER, NH 03470-2910
Document Number	003227-470
Book / Page	3227 / 470
Instrument Date	Sep 26, 2022
Instrument	2208890
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 607, WINCHESTER, NH 03470-0607

Mortgage

Document Number	0002208891
Date	Sep 26, 2022
Instrument	2208891

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	003227-488
Date	Sep 26, 2022
Book Page	3227/488
Instrument	2208892

Lender

Name	NHFA

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	49 Months
Due	Oct 1, 2026

Tax Assessment & Valuation

Source: Cheshire County and Winchester Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Winchester Town
Elementary School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2024	$3,773.00 (-7.68%)	$129,000 (-) Land $41,300 Building $87,700
2023	$4,087.00 (+10.4%)	$129,000 (-) Land $41,300 Building $87,700
2022	$3,702.00	$129,000 Land $41,300 Building $87,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1984–1987)
Most Recent Claim	Apr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 2,800 people · EPA ID NH2531010
Water Source	Groundwater
Last State Inspection	Aug 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Bilo Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures