28 Bilo Ave, Winchester, NH 03470 Property Records

Cheshire County and Winchester Town property record for 28 Bilo Ave, Winchester, NH 03470

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 996 sqft · built 1974
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Nov 2024)
Tax Bill	$3,051 (2024)
Deeds & Mortgages	Nov 2024 Sale & Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WNCH M:00021 B:000014 L:000000`

Property Details

APN / Parcel Number

Primary APN	`WNCH M:00021 B:000014 L:000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	996 sqft Living Area
Gross Area	1,752 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	28 BILO AVE
City	WINCHESTER
State	NH
Zip	03470-2910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES-S
Legal Block	14
Jurisdiction	WINCHESTER TOWN NH
Township / Civil Division	WINCHESTER
Census Block Group	3
Census Block	3008
Census Tract	971700

Owner

Source: Cheshire County and Winchester Town records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 BILO AVE, WINCHESTER, NH 03470-2910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 29, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2024 · Amount on Record
Deed Sale	Nov 13, 2024 · Amount on Record
Prior Sale	Aug 29, 2022 · Amount on Record
Deed Document Number	20242407901
Deed Book / Page	3294 / 343
Prior Transfer Date	Aug 25, 2022
Prior Transfer Doc	0000000974
Record Updated	Sep 20, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINCHESTER TOWN NH
Recording Date	Nov 13, 2024
Property Address	28 BILO AVE, WINCHESTER, NH 03470-2910
Document Number	003294-343
Book / Page	3294 / 343
Instrument Date	Nov 12, 2024
Instrument	2407901
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 WILLIAMS ST APT 2, 2, BELLOWS FALLS, VT 05101-1760

Mortgage

Document Number	0002407902
Date	Nov 13, 2024
Instrument	2407902

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINCHESTER TOWN NH
Recording Date	Aug 29, 2022
Property Address	28 BILO AVE, WINCHESTER, NH 03470-2910
Document Number	003224-354
Book / Page	3224 / 354
Instrument Date	Aug 25, 2022
Instrument	2207974
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	28 BILO AVE, WINCHESTER, NH 03470-2910

Mortgage

Document Number	0002207975
Date	Aug 29, 2022
Instrument	2207975

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cheshire County and Winchester Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Winchester Town
Elementary School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2024	$3,051.00 (-7.66%)	$104,300 (-) Land $34,000 Building $70,300
2023	$3,304.00 (+10.39%)	$104,300 (-) Land $34,000 Building $70,300
2022	$2,993.00	$104,300 Land $34,000 Building $70,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1984–1987)
Most Recent Claim	Apr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 2,800 people · EPA ID NH2531010
Water Source	Groundwater
Last State Inspection	Aug 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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