32 Beach Rd, Edgartown, MA 02539 Property Records

Dukes County and Oak Bluffs Town property record for 32 Beach Rd, Edgartown, MA 02539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 836 sqft · built 1920
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$975,000 (Sep 2025)
Tax Bill	$4,806 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Dec 2022 Transfer + 2 more
Flood Zone	Zone VE (high risk)
APN	`OAKB M:0006 B:0035 L:000`

Property Details

APN / Parcel Number

Primary APN	`OAKB M:0006 B:0035 L:000`
Alternative APN	`662`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	836 sqft Living Area
Gross Area	1,016 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	662
Street Address	32 BEACH RD
City	EDGARTOWN
State	MA
Zip	02539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	35
Jurisdiction	OAK BLUFFS MA
Township / Civil Division	OAK BLUFFS
Census Block Group	1
Census Block	1021
Census Tract	200200

Owner

Source: Dukes County and Oak Bluffs Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 BEACH RD, EDGARTOWN, MA 02539
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Quit Claim Deed, Transfer · Conventional Mortgage MARTHAS VINEYARD BANK
Dec 16, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 7, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE COD FIVE CENTS SAVINGS BANK
Jan 31, 2018	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Prior Sale	Dec 7, 2020 · Amount on Record
Deed Book / Page	1719 / 151
Record Updated	Oct 29, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAK BLUFFS MA
Recording Date	Sep 30, 2025
Property Address	32 BEACH RD, EDGARTOWN, MA 02539
Document Number	001719-151
Book / Page	1719 / 151
Instrument Date	Sep 30, 2025
Instrument	4563
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000004566
Date	Sep 30, 2025
Instrument	4566

Lender

Name	MARTHAS VINEYARD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Oct 1, 2030
Index	1-Year CMT

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TISBURY MA
Recording Date	Dec 16, 2022
Property Address	32 BEACH RD, EDGARTOWN, MA 02539
Document Number	001644-211
Book / Page	1644 / 211
Instrument Date	Oct 17, 2022
Instrument	7623
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX BOX1720, VINEYARD HAVEN, MA 02568-0910

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAK BLUFFS MA
Recording Date	Dec 7, 2020
Property Address	32 BEACH RD, EDGARTOWN, MA 02539
Document Number	1554-480
Book / Page	1554 / 480
Instrument Date	Oct 30, 2020
Instrument	8119
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2080 BIRCH ST, DENVER, CO 80207-3734

Mortgage

Document Number	8121
Date	Dec 7, 2020
Instrument	8121

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAK BLUFFS MA
Recording Date	Jan 31, 2018
Property Address	32 BEACH RD, EDGARTOWN, MA 02539
Document Number	1459-631
Book / Page	001459 / 000631
Instrument Date	Dec 28, 2017
Instrument	625
Transaction Type	Transfer
Record Updated	Feb 20, 2018

Transaction

Amount	Amount Recorded
Tax	$2,234.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 216 OAK BLUFFS MA 025570216, OAK BLUFFS, MA 02557-0216

Tax Assessment & Valuation

Source: Dukes County and Oak Bluffs Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Oak Bluffs Town
Elementary School District	Oak Bluffs School District (PK - 08)
Secondary School District	Martha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,806.00 (+3.13%)	$951,600 (+6.8%) Land $807,200 Building $144,400	$1,003,815
2024	$4,660.00 (+12.1%)	$891,000 (+13.17%) Land $733,500 Building $157,500
2023	$4,157.00	$787,300 Land $637,700 Building $149,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	18 (1991–2018)
Most Recent Claim	Mar 2018 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 6 claims Coastal Storm, Oct 1991 · 4 claims Hurricane Bob, Aug 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK BLUFFS WATER DISTRICT serves 24,000 people · EPA ID MA4221000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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