32 Bank St, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 32 Bank St, Cold Spring, NY 10516

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,710 sqft · built 1847
Lot Size	0.378 acres (16,500 sqft)
Owner	2 Trust Names on File
Tax Bill	$14,359 (2024)
Deeds & Mortgages	Apr 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`372601 49.5-4-67`

Property Details

APN / Parcel Number

Primary APN	`372601 49.5-4-67`
Alternative APNs	`260104900500040670000000` `008000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,710 sqft Living Area
Gross Area	2,866 sqft
1st Floor Area	1,419 sqft
2nd Floor Area	504 sqft
Upper Floors Area	787 sqft

Exterior

Year Built	Built 1847
Effective Year Built	Effective 1847
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	16,500 sqft (0.378 acres)
Lot Dimensions	125 ft deep x 132 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	156 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Wood
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	008000
Street Address	32 BANK ST
City	COLD SPRING
State	NY
Zip	10516-2216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	4
Legal Lot Number	67.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	2
Census Block	2000
Census Tract	10700

Owner

32 Bank St is owner-occupied and held in a trust since November 2024.

Source: Putnam County and Philipstown Town records, as of April 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	32 BANK ST, COLD SPRING, NY 10516-2216
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 19, 2024
Transfer Doc	0000002402
Record Updated	Jun 8, 2026

April 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM NY
Recording Date	Apr 25, 2025
Property Address	32 BANK ST, COLD SPRING, NY 10516-2216
Document Number	0023950242
Book / Page	2395 / 242
Instrument Date	Nov 19, 2024
Instrument	2402-2025
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 BANK ST, COLD SPRING, NY 10516-2216

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	32 BANK ST, COLD SPRING, NY 10516-2216

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Municipality	Cold Spring Village
Unified School District	Haldane Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$226,300 Land $55,800 Building $170,500	$737,855
2024	$14,359.00
2023		$226,300 (-) Land $55,800 Building $170,500	$642,533 (+11.73%) Land $158,433 Building $484,100
2022		$226,300 Land $55,800 Building $170,500	$575,095 Land $141,804 Building $433,291

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Bank St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	10 units insured incl. 2 condo units
Nearby Flood Claims	29 (1992–2024)
Claims Outside the SFHA	3 of 29
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jul 2023 · 2 claims Hurricane Sandy, Oct 2012 · 12 claims Hurricane Irene, Aug 2011 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Bank St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLD SPRING VILLAGE serves 2,666 people · EPA ID NY3903652
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20