Putnam County and Philipstown Town property record for 30 Bank St, Cold Spring, NY 10516
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,488 sqft · built 1900 |
| Lot Size | 0.277 acres (12,075 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,727 (2024) |
| Deeds & Mortgages | Mar 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 372601 49.5-4-68 |
| Primary APN | 372601 49.5-4-68 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,488 sqft Living Area |
| Gross Area | 1,704 sqft |
| 1st Floor Area | 1,488 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,075 sqft (0.277 acres) |
| Lot Dimensions | 105 ft deep x 115 ft wide |
| View / Lot | Lake Front |
| Porch | Screened Porch |
| Porch Area | 336 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 010370 |
|---|---|
| Street Address | 30 BANK ST |
| City | COLD SPRING |
| State | NY |
| Zip | 10516-2216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | LAND & RESIDENCE |
| Legal Block | 4 |
| Legal Lot Number | 68.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10700 |
30 Bank St is owned and occupied by two individuals.
Source: Putnam County and Philipstown Town records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 30 BANK ST, COLD SPRING, NY 10516-2216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 30 BANK ST, COLD SPRING, NY 10516-2216 |
| Document Number | 0069190152 |
| Instrument Date | Mar 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 30 BANK ST COLD SPRING NY 105162216, COLD SPRING, NY 10516-2216 |
| Document Number | 0069190152 |
|---|---|
| Date | Jun 3, 2019 |
| Book Page | 006919/000152 |
| Instrument | 10347 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | OKLAHOMA CITY, OK 73134 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jun 2, 2059 |
| Rate | 5.87% |
|---|
Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Municipality | Cold Spring Village |
| Unified School District | Haldane Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $153,300 Land $47,900 Building $105,400 | $499,837 | |
| 2024 | $9,727.00 | ||
| 2023 | $153,300 (-) Land $47,900 Building $105,400 | $435,264 (+11.73%) Land $136,002 Building $299,262 | |
| 2022 | $153,300 Land $47,900 Building $105,400 | $389,581 Land $121,728 Building $267,853 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 30 Bank St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 10 units insured incl. 2 condo units |
| Nearby Flood Claims | 29 (1992–2024) |
| Claims Outside the SFHA | 3 of 29 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 30 Bank St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLD SPRING VILLAGE serves 2,666 people · EPA ID NY3903652 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
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