32 Bacon St, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 32 Bacon St, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,719 sqft · built 2016
Lot Size	0.921 acres (40,106 sqft)
Owner	2 Trust Names on File
Last Sale	$485,000 (Feb 2017)
Tax Bill	$10,802 (2026)
Deeds & Mortgages	Nov 2021 Refinance Nov 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0031 B:0003 L:00025`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0031 B:0003 L:00025`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,719 sqft Living Area
Gross Area	5,115 sqft
Basement Area	1,284 sqft
Unfinished Basement	1,284 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,106 sqft (0.921 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	32 BACON ST
City	PEPPERELL
State	MA
Zip	01463-1301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SUR
Legal Block	3
Legal Lot Number	25
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	2
Census Block	2018
Census Tract	327102

Owner

32 Bacon St is owner-occupied and held in a trust since February 2017.

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	32 BACON ST, PEPPERELL, MA 01463-1301
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Nov 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Oct 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Oct 24, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 17, 2017	Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2017 · Amount on File
Deed Sale	Feb 17, 2017 · Amount on File
Deed Book / Page	68906 / 171
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	32 BACON ST, PEPPERELL, MA 01463-1301
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079179-378
Date	Nov 19, 2021
Book Page	79179/378
Instrument	252468

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	32 BACON ST, PEPPERELL, MA 01463-1301
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	79179-378
Date	Nov 19, 2021
Book Page	79179/378
Instrument	252468

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	32 BACON ST, PEPPERELL, MA 01463-1301
Document Number	71785-66
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 BACON ST PEPPERELL MA 014631301, PEPPERELL, MA 01463-1301

Mortgage

Document Number	71785-66
Date	Oct 24, 2018
Book Page	071785/000066
Instrument	163247

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2048

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Oct 24, 2018
Property Address	32 BACON ST, PEPPERELL, MA 01463-1301
Document Number	71785-83
Book / Page	071785 / 000083
Instrument Date	Sep 7, 2018
Instrument	163249
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	32 BACON ST PEPPERELL MA 014631301, PEPPERELL, MA 01463-1301

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Feb 17, 2017
Property Address	32 BACON ST, PEPPERELL, MA 01463-1301
Document Number	68906-171
Book / Page	068906 / 000171
Instrument Date	Feb 8, 2017
Instrument	25812
Transaction Type	Transfer
Record Updated	Mar 7, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,211.60
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32 BACON ST PEPPERELL MA 01463, PEPPERELL, MA 01463

Mortgage

Document Number	68906-175
Date	Feb 17, 2017
Book Page	068906/000175
Instrument	25813

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 16, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 32 Bacon St was $10,802, up 2.4% from the year before.

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,802.00 (+2.38%)	$783,900 (+8.69%) Land $190,500 Building $593,400	$788,595 (-)
2025	$10,551.00 (+8.72%)	$721,200 (+6.64%) Land $166,700 Building $554,500	$788,595 (+5.42%)
2024	$9,705.00	$676,300 Land $153,100 Building $523,200	$748,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Bacon St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	10 (1982–2010)
Most Recent Claim	Apr 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2010 · 4 claims Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Bacon St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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