28 Bacon St, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 28 Bacon St, Pepperell, MA 01463

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 4,136 sqft · built 2017
Lot Size0.922 acres (40,180 sqft)
Owner2 Individual Names on Record
Last Sale$520,000 (Jun 2017)
Tax Bill$12,405 (2025)
Deeds & MortgagesOct 2025 Mortgage
May 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNPEPP M:0031 B:0003 L:00023

Property Details

APN / Parcel Number

Primary APNPEPP M:0031 B:0003 L:00023

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area4,136 sqft Living Area
Gross Area6,656 sqft
Basement Area1,488 sqft
Unfinished Basement468 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area40,180 sqft (0.922 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address28 BACON ST
CityPEPPERELL
StateMA
Zip01463-1301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSUR
Legal Block3
Legal Lot Number23
JurisdictionPEPPERELL MA
Township / Civil DivisionPEPPERELL
Census Block Group2
Census Block2019
Census Tract327102

Owner

Source: Middlesex County and Pepperell Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28 BACON ST, PEPPERELL, MA 01463-1301
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2025Deed of Trust, Mortgage · Conventional Mortgage
DIGITAL FCU
May 18, 2018Deed of Trust, Mortgage · Closed-End Mortgage
DIGITAL FCU
Oct 30, 2017Deed of Trust, Mortgage
NORTHEAST HM LN
Jun 27, 2017Quit Claim Deed, Transfer
FBC MTG LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2017 · Amount on Record
Deed SaleJun 27, 2017 · Amount on Record
Deed Book / Page69502 / 90
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPEPPERELL MA
Property Address28 BACON ST, PEPPERELL, MA 01463-1301
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number084710-562
DateOct 8, 2025
Book Page84710/562
Instrument122118
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPEPPERELL MA
Property Address28 BACON ST, PEPPERELL, MA 01463-1301
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number71027-405
DateMay 18, 2018
Book Page71027/405
Instrument70040
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term480 Months
DueMay 1, 2058

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPEPPERELL MA
Property Address28 BACON ST, PEPPERELL, MA 01463-1301
Document Number70185-478
Instrument DateOct 30, 2017
Transaction TypeMortgage
Record UpdatedAug 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number70185-478
DateNov 3, 2017
Book Page070185/000478
Instrument9638
Lender
NameNORTHEAST HM LN
TypeFunding / Finance Company
Agreement
AmountAmount Recorded
Term360 Months
DueNov 2, 2047

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPEPPERELL MA
Recording DateJun 27, 2017
Property Address28 BACON ST, PEPPERELL, MA 01463-1301
Document Number69502-90
Book / Page69502 / 90
Instrument97874
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$16.22
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 BACON ST, PEPPERELL, MA 01463-1301

Mortgage

Document Number695020093
DateJun 27, 2017
Instrument69502/0093
Lender
NameFBC MTG LLC
Agreement
AmountAmount Recorded
Term360 Months
DueJun 27, 2047

Tax Assessment & Valuation

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionPepperell Town
Unified School DistrictNorth Middlesex School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,405.00 (+8.45%)$847,900 (+6.37%) Land $166,700 Building $681,200$929,480 (+12.69%)
2024$11,438.00 (+2.63%)$797,100 (+8.29%) Land $153,100 Building $644,000$824,790
2023$11,145.00$736,100 Land $129,300 Building $606,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims10 (1982–2010)
Most Recent ClaimApr 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Apr 2010 · 4 claims
  • Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPEPPERELL DPW WATER DIVISION
serves 9,217 people · EPA ID MA2232000
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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