32 Avery Rd, Carmel, NY 10512 Property Records

Putnam County and Southeast Town property record for 32 Avery Rd, Carmel, NY 10512

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,152 sqft · built 1964
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on Record
Last Sale$207,000 (Feb 2013)
Tax Bill$10,885 (2024)
Deeds & MortgagesFeb 2026 Mortgage
May 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN372000 55.20-1-34

Property Details

APN / Parcel Number

Primary APN372000 55.20-1-34
Alternative APNs
  • 200005502000010340000000
  • 340850

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,152 sqft Living Area
1st Floor Area1,152 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area20,038 sqft (0.46 acres)
Lot Dimensions200 ft deep x 100 ft wide
View / LotWaterfront
Garage TypeBasement
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area456 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number340850
Street Address32 AVERY RD
CityCARMEL
StateNY
Zip10512-2512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal SubdivisionRED OAK RIDGE
Legal Block1
Legal Lot Number34.00
JurisdictionPUTNAM NY
Township / Civil DivisionSOUTHEAST
Census Block Group2
Census Block2039
Census Tract11700

Owner

Source: Putnam County and Southeast Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address32 AVERY RD, CARMEL, NY 10512-2512
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2026Deed of Trust, Mortgage
HUDSON VALLEY FCU
May 4, 2020Deed of Trust, Mortgage · Line of Credit
HUDSON VLY CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 12, 2013 · Amount on Record
Deed SaleFeb 12, 2013 · Amount on Record
Deed Document Number20131500293
Deed Book / Page1915 / 63
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM NY
Property Address32 AVERY RD, CARMEL, NY 10512-2512
Transaction TypeMortgage
Record UpdatedMar 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 AVERY RD, CARMEL, NY 10512-2512

Mortgage

Document Number0080690202
DateFeb 3, 2026
Book Page8069/202
Instrument807-2026
Lender
NameHUDSON VALLEY FCU
TypeCredit Union
AddressPOUGHKEEPSIE, NY 12603
Agreement
AmountAmount Recorded
Term114 Months
DueAug 12, 2035

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM NY
Property Address32 AVERY RD, CARMEL, NY 10512-2512
Document Number0070800089
Instrument DateMay 4, 2020
Transaction TypeMortgage
Record UpdatedJun 12, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 AVERY RD CARMEL NY 105122512, CARMEL, NY 10512-2512

Mortgage

Document Number0070800089
DateMay 18, 2020
Book Page007080/000089
Instrument3746
Lender
NameHUDSON VLY CU
TypeCredit Union
AddressPOUGHKEEPSIE, NY 12603
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 17, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Putnam County and Southeast Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyPutnam County
County SubdivisionSoutheast Town
Unified School DistrictCarmel Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$383,600 (+14.51%) Land $90,100 Building $293,500$383,600 (+14.51%) Land $90,100 Building $293,500
2024$10,885.00 (+238.25%)
2023$335,000 (+11%) Land $81,900 Building $253,100$335,000 (+11%) Land $81,900 Building $253,100
2022$301,800 Land $81,900 Building $219,900$301,800 Land $81,900 Building $219,900
2020$3,218.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimMay 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WD 2
serves 5,000 people · EPA ID NY3903641
Water SourceSurface water
Last State InspectionMar 2025
Lead7 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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