Putnam County and Carmel Town property record for 22 Avery Rd, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,000 sqft · built 1964 |
| Lot Size | 0.628 acres (27,383 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $393,000 (Aug 2004) |
| Tax Bill | $13,312 (2024) |
| Deeds & Mortgages | Dec 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 372000 55.20-1-39 |
| Primary APN | 372000 55.20-1-39 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,000 sqft Living Area |
| 1st Floor Area | 1,170 sqft |
| Basement Area | 830 sqft |
| Finished Basement | 830 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 27,383 sqft (0.628 acres) |
| Lot Dimensions | 197 ft deep x 139 ft wide |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 180 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 341100 |
|---|---|
| Street Address | 22 AVERY RD |
| City | CARMEL |
| State | NY |
| Zip | 10512-2512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Block | 1 |
| Legal Lot Number | 39.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | CARMEL |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 11501 |
Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 22 AVERY RD, CARMEL, NY 10512-2512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2004 · Amount on Record |
| Deed Sale | Aug 11, 2004 · Amount on Record |
| Prior Sale | Jan 31, 1995 · Amount on Record |
| Deed Book / Page | 1677 / 126 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 22 AVERY RD, CARMEL, NY 10512-2512 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 22 AVERY RD, CARMEL, NY 10512-2512 |
| Document Number | 0077360025 |
|---|---|
| Date | Dec 14, 2022 |
| Book Page | 7736/25 |
| Instrument | 10654-2022 |
| Name | TEG FCU |
|---|---|
| Type | Credit Union |
| Address | POUGHKEEPSIE, NY 12603 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Oct 31, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Carmel Town |
| Unified School District | Carmel Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $472,800 (+14.48%) Land $97,000 Building $375,800 | $472,800 (+14.48%) Land $97,000 Building $375,800 | |
| 2024 | $13,312.00 (+216.5%) | ||
| 2023 | $413,000 (+10.99%) Land $88,200 Building $324,800 | $413,000 (+10.99%) Land $88,200 Building $324,800 | |
| 2022 | $372,100 Land $88,200 Building $283,900 | $372,100 Land $88,200 Building $283,900 | |
| 2020 | $4,206.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WD 2 serves 5,000 people · EPA ID NY3903641 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 7 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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