25 Atlantic Ave, Westerly, RI 02891 Property Records

North Kingstown Town property record for 25 Atlantic Ave, Westerly, RI 02891

Property Summary

Property Type	Seasonal / Vacation Home
Details	4 bd · 4 ba · 3,238 sqft · built 1922
Lot Size	0.57 acres (24,810 sqft)
Owner	Company Name on Record
Last Sale	$6,000 (Jan 2022)
Tax Bill	$24,101 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Jan 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:175 B:17`

Property Details

APN / Parcel Number

Primary APN	`WEST M:175 B:17`
Alternative APNs	`M:175 B:17 L` `3206250`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,238 sqft Living Area
Gross Area	5,701 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Slate
Lot Area	24,810 sqft (0.57 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3206250
Street Address	25 ATLANTIC AVE
City	WESTERLY
State	RI
Zip	02891-4301
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Block	17
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1056
Census Tract	51000

Owner

Source: North Kingstown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	22 RED OAK DR, CRANSTON, RI 02921-2587
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2019	Deed of Trust, Mortgage · ARM MORGAN STANLEY CREDIT CORP
Jan 18, 2022	Warranty Deed, Transfer
Jun 7, 2017	Quit Claim Deed, Transfer · Line of Credit AVANT CAP SBL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2022 · Amount on Record
Deed Sale	Jan 18, 2022 · Amount on Record
Deed Document Number	2022216
Deed Book / Page	2022 / 827
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	25 ATLANTIC AVE, WESTERLY, RI 02891-4301
Transaction Type	Mortgage
Record Updated	Jan 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019-9836
Date	Jun 21, 2019
Book Page	2019/9836
Instrument	2019-2534

Lender

Name	MORGAN STANLEY CREDIT CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.4%
Type Change Date	Jul 1, 2029
Index	Other

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Jan 18, 2022
Property Address	25 ATLANTIC AVE, WESTERLY, RI 02891-4301
Document Number	002022-827
Book / Page	2022 / 827
Instrument Date	Jan 8, 2022
Instrument	2022-216
Transaction Type	Transfer
Record Updated	Oct 23, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 CRAIG CIR, NAUGATUCK, CT 06770-2405

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Jun 7, 2017
Property Address	25 ATLANTIC AVE, WESTERLY, RI 02891-4301
Document Number	2017-6
Book / Page	002017 / 010006
Instrument Date	May 31, 2017
Instrument	2457
Transaction Type	Transfer
Record Updated	Jun 30, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	188 CHESTNUT HILL RD WILTON CT 068974109, WILTON, CT 06897-4109

Mortgage

Document Number	2017-10
Date	Jun 7, 2017
Book Page	002017/010010
Instrument	2458

Lender

Name	AVANT CAP SBL LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: North Kingstown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	North Kingstown Town
Unified School District	North Kingstown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,101.00 (-0.1%)	$3,389,700 (+35.17%) Land $2,588,200 Building $801,500	$4,306,653
2023	$24,124.00 (+0.63%)	$2,507,700 (-) Land $1,858,200 Building $649,500
2022	$23,974.00	$2,507,700 Land $1,858,200 Building $649,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 456 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	506 units insured incl. 50 condo units
Nearby Flood Claims	157 (1978–2024)
Claims Outside the SFHA	22 of 157
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Hurricane Sandy, Nov 2012 · 86 claims Severe Storms And Flooding, Mar 2010 · 9 claims Hurricane Bob, Aug 1991 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NORTH KINGSTOWN serves 27,732 people · EPA ID RI1559517
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Nearby Properties on Atlantic Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures