32 Arbormeade Cir, Bluffton, SC 29910 Property Records

Beaufort County property record for 32 Arbormeade Cir, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,600 sqft · built 2004
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$162,500 (Nov 2009)
Tax Bill	$819 (2025)
Deeds & Mortgages	Apr 2024 Transfer Jul 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R60003000010080000`

Property Details

APN / Parcel Number

Primary APN	`R60003000010080000`
Alternative APN	`11572169`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,600 sqft Living Area
1st Floor Area	1,600 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	32 ARBORMEADE CIR
City	BLUFFTON
State	SC
Zip	29910-7898
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 16 ARBORWOOD AT GRANDE OAKS S/D PB97 P58 PB101 P28
Legal Subdivision	THE WILLOWS PH I
Legal Lot Number	16
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2041
Census Tract	2103

Owner

Source: Beaufort County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 ARBORMEADE CIR, BLUFFTON, SC 29910-7898
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Intrafamily Transfer, Transfer
Jul 7, 2017	Loan Modification, Mortgage · Conventional Mortgage PHH MTG SVCS
Jul 7, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2009 · Amount on Record
Deed Sale	Nov 18, 2009 · Amount on Record
Prior Sale	Mar 28, 2007 · Amount on Record
Deed Document Number	200966435
Deed Book / Page	2908 / 1979
Last Transfer Date	Apr 10, 2024
Transfer Doc	0000016318
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEAUFORT SC
Recording Date	Apr 16, 2024
Property Address	32 ARBORMEADE CIR, BLUFFTON, SC 29910-7898
Document Number	0000016318
Book / Page	4326 / 1685
Map Reference	MB 97 PG 58
Instrument Date	Apr 10, 2024
Instrument	2024016318
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 ARBORMEADE CIR, BLUFFTON, SC 29910-7898

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BEAUFORT SC
Property Address	32 ARBORMEADE CIR, BLUFFTON, SC 29910-7898
Document Number	0000043425
Instrument Date	Jul 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 ARBORMEADE CIR BLUFFTON SC 299107898, BLUFFTON, SC 29910-7898

Mortgage

Document Number	0000043425
Date	Aug 10, 2017
Book Page	003598/001275
Instrument	43425

Lender

Name	PHH MTG SVCS
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2047

Interest

Rate Type	Fixed Rate
Rate	3.5%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	32 ARBORMEADE CIR, BLUFFTON, SC 29910-7898
Document Number	0000044521
Instrument Date	Jul 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 ARBORMEADE CIR BLUFFTON SC 299107898, BLUFFTON, SC 29910-7898

Mortgage

Document Number	0000044521
Date	Aug 15, 2017
Book Page	003599/001775
Instrument	44521

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2047

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$819.00	$5,910 (-53.63%)
2024	$819.00	$12,744 (-) Land $2,288 Building $10,456	$318,600 (-) Land $57,200 Building $261,400
2023	$819.00 (+8.05%)	$12,744 (+70.47%) Land $2,288 Building $10,456	$318,600 (+70.47%) Land $57,200 Building $261,400
2022	$758.00	$7,476 Land $1,760 Building $5,716	$186,900 Land $44,000 Building $142,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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