28 Arbormeade Cir, Bluffton, SC 29910 Property Records

Beaufort County property record for 28 Arbormeade Cir, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,511 sqft · built 2004
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Sep 2021)
Tax Bill	$1,386 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R60003000010060000`

Property Details

APN / Parcel Number

Primary APN	`R60003000010060000`
Alternative APN	`11572141`

Interior

Bedrooms	1 Bed
Total Rooms	1 Room
Stories	1 Story
Building Area	1,511 sqft Living Area

Exterior

Year Built	Built 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	11572141
Old Parcel Number	R60003000010060000
Street Address	28 ARBORMEADE CIR
City	BLUFFTON
State	SC
Zip	29910-7898
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 14 ARBORWOOD AT GRANDE OAKS S/D PB97 P58 PB101 P28
Legal Subdivision	THE WILLOWS PH I
Legal Lot Number	14
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2041
Census Tract	2103

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	28 ARBORMEADE CIR, BLUFFTON, SC 29910-7898
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Aug 31, 2018	Deed of Trust, Mortgage · ARM AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2021 · Amount on Record
Deed Sale	Sep 10, 2021 · Amount on Record
Prior Sale	Aug 5, 2015
Deed Document Number	2021064691
Deed Book / Page	4059 / 619
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Sep 10, 2021
Property Address	28 ARBORMEADE CIR, BLUFFTON, SC 29910-7898
Document Number	0000064691
Book / Page	4059 / 619
Map Reference	MB 97 PG 58
Instrument Date	Aug 25, 2021
Instrument	2021064691
Transaction Type	Transfer
Record Updated	Sep 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$819.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28 ARBORMEADE CIR, BLUFFTON, SC 29910-7898

Mortgage

Document Number	0000064692
Date	Sep 10, 2021
Instrument	2021064692

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	28 ARBORMEADE CIR, BLUFFTON, SC 29910-7898
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035868
Date	May 14, 2021
Book Page	4012/227
Instrument	2021035868

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	28 ARBORMEADE CIR, BLUFFTON, SC 29910-7898
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047847
Date	Aug 31, 2018
Book Page	3696/2664
Instrument	2018047847

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Sep 1, 2023
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	1-Year LIBOR
Max Rate	10.2%

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,386.00 (-0.07%)	$12,570 (+0.02%)
2024	$1,387.00	$12,568 (-) Land $2,288 Building $10,280	$314,200 (-) Land $57,200 Building $257,000
2023	$1,387.00 (-71.67%)	$12,568 (-0.25%) Land $2,288 Building $10,280	$314,200 (-0.25%) Land $57,200 Building $257,000
2022	$4,896.00	$12,600 Land $1,760 Building $10,840	$315,000 Land $44,000 Building $271,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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