32 7th Ave, Unit 130, Shalimar, FL 32579 Property Records

Okaloosa County property record for 32 7th Ave, Unit 130, Shalimar, FL 32579

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,550 sqft · built 1984
Lot Size	0.056 acres (2,441 sqft)
Owner	Individual Name on File
Last Sale	$145,500 (Nov 2019)
Tax Bill	$2,329 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-5746-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-5746-9`
Alternative APN	`05-2S-23-2645-0000-005C`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,550 sqft Heated Area
Gross Area	2,012 sqft
1st Floor Area	775 sqft
Upper Floors Area	775 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	2,441 sqft (0.056 acres)
Garage Type	Finished
Garage Area	350 sqft
Porch	Open Porch
Porch Area	40 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	32 7TH AVE UNIT 130, 130
City	SHALIMAR
State	FL
Zip	32579-1761
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	WHISPERING OAKS LOT 5C
Legal Range	23
Legal Township	02S
Legal Section	05
Legal Subdivision	WHISPERING OAKS
Legal Lot Number	5C
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2013
Census Tract	21501

Owner

32 7th Ave, Unit 130 is owned by an individual who bought it in November 2019.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	PO BOX 3664, FORT JOHNSON, LA 71459-0664
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2019 · Amount on File
Deed Sale	Nov 22, 2019 · Amount on File
Deed Document Number	3319941
Deed Book / Page	3430 / 1170
Record Updated	Jun 8, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 22, 2019
Property Address	32 7TH AVE UNIT 130, 130, SHALIMAR, FL 32579-1761
Document Number	0034301170
Book / Page	3430 / 1170
Map Reference	MB 7 PG 81
Instrument Date	Nov 21, 2019
Instrument	3319941
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	MTI TITLE INS AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,018.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	124 HIGHPOINT DR, 124, GULF BREEZE, FL 32561-4016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 MASSACHUSETTS AVE, FORT WALTON BEACH, FL 32547-2932

Mortgage

Document Number	0034301172
Date	Nov 22, 2019
Instrument	3430-1172

Lender

Name	BEACH COMMUNITY MORTGAGE SERVICES I
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 32 7th Ave, Unit 130 was $2,329.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,329.00	$195,559 Land $45,000 Building $150,559	$195,559 Land $45,000 Building $150,559
2023	$2,101.00 (+12.71%)	$190,464 (+17.83%) Land $35,000 Building $155,464	$190,464 (+17.83%) Land $35,000 Building $155,464
2022	$1,864.00	$161,647 Land $30,000 Building $131,647	$161,647 Land $30,000 Building $131,647

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 7th Ave, Unit 130 in Zone X, an area of minimal flood risk, though there have been 257 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 180 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	328 units insured incl. 148 condo units
Nearby Flood Claims	257 (1979–2020)
Claims Outside the SFHA	100 of 257
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 20 claims Hurricane Frances, Sep 2004 · 97 claims Hurricane Opal, Oct 1995 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 7th Ave, Unit 130 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20