32 7th Ave, Unit 127, Shalimar, FL 32579 Property Records

Okaloosa County property record for 32 7th Ave, Unit 127, Shalimar, FL 32579

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,550 sqft · built 1984
Lot Size0.071 acres (3,125 sqft)
OwnerIndividual Name on File
Last Sale$240,000 (Sep 2021)
Tax Bill$2,398 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-592-5754-3

Property Details

APN / Parcel Number

Primary APNC56-000-592-5754-3
Alternative APN
  • 05-2S-23-2645-0000-008C

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,550 sqft Heated Area
Gross Area2,012 sqft
1st Floor Area775 sqft
Upper Floors Area775 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Exterior MaterialOther
Roof TypeWood Truss
Roof MaterialWood
Lot Area3,125 sqft (0.071 acres)
Garage TypeFinished
Garage Area350 sqft
PorchOpen Porch
Porch Area40 sqft
Patio Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address32 7TH AVE UNIT 127, 127
CitySHALIMAR
StateFL
Zip32579-1761
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionWHISPERING OAKS LOT 8C
Legal Range23
Legal Township02S
Legal Section05
Legal SubdivisionWHISPERING OAKS
Legal Lot Number8C
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2013
Census Tract21501

Owner

32 7th Ave, Unit 127 is owned by an individual who bought it in September 2021.

Source: Okaloosa County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1960 PROCTERIDGE CT, FORT WALTON BEACH, FL 32547-7185
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2021Warranty Deed, Transfer · VA Mortgage
NAVY FCU
Nov 2, 2020Warranty Deed, Transfer · Conventional Mortgage
PRIMELENDING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2021 · Amount on File
Deed SaleSep 9, 2021 · Amount on File
Prior SaleNov 2, 2020 · Amount on File
Deed Document Number3487131
Deed Book / Page3572 / 3528
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateSep 9, 2021
Property Address32 7TH AVE UNIT 127, 127, SHALIMAR, FL 32579-1761
Document Number0035723528
Book / Page3572 / 3528
Map ReferenceMB 7 PG 81
Instrument DateSep 8, 2021
Instrument3487131
Transaction TypeTransfer
Record UpdatedSep 23, 2021
Title CompanyKETCHERSID LAND & TITLE LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address102 TUSCANY DR, 102, DESTIN, FL 32541-3718

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 7TH AVE UNIT 127, 127, SHALIMAR, FL 32579-1761

Mortgage

Document Number35723530
DateSep 9, 2021
Instrument3572/3530
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateNov 2, 2020
Property Address32 7TH AVE UNIT 127, 127, SHALIMAR, FL 32579-1761
Document Number0035022887
Book / Page3502 / 2887
Map ReferenceMB 7 PG 81
Instrument DateOct 28, 2020
Instrument3403759
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$979.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address124 HIGHPOINT DR, 124, GULF BREEZE, FL 32561-4016

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 7TH AVE UNIT 127, 127, SHALIMAR, FL 32579-1761

Mortgage

Document Number0035022888
DateNov 2, 2020
Instrument3502/2888
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 32 7th Ave, Unit 127 was $2,398.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,398.00$195,559 Land $45,000 Building $150,559$195,559 Land $45,000 Building $150,559
2023$2,270.00 (+12.49%)$190,464 (+17.83%) Land $35,000 Building $155,464$190,464 (+17.83%) Land $35,000 Building $155,464
2022$2,018.00$161,647 Land $30,000 Building $131,647$161,647 Land $30,000 Building $131,647

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 7th Ave, Unit 127 in Zone X, an area of minimal flood risk, though there have been 257 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 180 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies328 units insured
incl. 148 condo units
Nearby Flood Claims257 (1979–2020)
Claims Outside the SFHA100 of 257
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 20 claims
  • Hurricane Frances, Sep 2004 · 97 claims
  • Hurricane Opal, Oct 1995 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 7th Ave, Unit 127 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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