Union County and Garwood Borough property record for 32 3rd Ave, Garwood, NJ 07027
| Property Type | Single Family Home |
|---|---|
| Details | 1,092 sqft · built 1958 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $360,000 (Sep 2017) |
| Tax Bill | $10,838 (2025) |
| Deeds & Mortgages | May 2023 Second Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00204-0000-00021 |
| Primary APN | 06-00204-0000-00021 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 85500 |
|---|---|
| Street Address | 32 3RD AVE |
| City | GARWOOD |
| State | NJ |
| Zip | 07027-1129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | GARWOOD-WESTFIELD SEC 2 |
| Legal Block | 204 |
| Legal Lot Number | 21 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | GARWOOD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 36900 |
Source: Union County and Garwood Borough records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 32 3RD AVE, GARWOOD, NJ 07027-1129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 16, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY LOAN SERVICING LLC |
| Sep 7, 2017 | Grant Deed, Transfer · FHA Mortgage RESIDENTIAL HM FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2017 · Amount on Record |
| Deed Sale | Sep 7, 2017 · Amount on Record |
| Deed Document Number | 2017290906 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 32 3RD AVE, GARWOOD, NJ 07027-1129 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2023 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 32 3RD AVE, GARWOOD, NJ 07027-1129 |
| Document Number | 0153642411 |
|---|---|
| Date | May 16, 2023 |
| Book Page | 15364/2411 |
| Instrument | 51931 |
| Name | COMMUNITY LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | DENVER, CO 80249 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Jan 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Sep 7, 2017 |
| Property Address | 32 3RD AVE, GARWOOD, NJ 07027-1129 |
| Document Number | 0062130314 |
| Book / Page | 006213 / 000314 |
| Instrument Date | Aug 24, 2017 |
| Instrument | 290906 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 3RD AVE GARWOOD NJ 070271129, GARWOOD, NJ 07027-1129 |
| Document Number | 143280498 |
|---|---|
| Date | Sep 7, 2017 |
| Book Page | 014328/000498 |
| Instrument | 645807 |
| Name | RESIDENTIAL HM FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 6, 2047 |
Source: Union County and Garwood Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Garwood Borough |
| Unified School District | Garwood Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $379,200 (-) Land $208,500 Building $170,700 | $379,200 (-) Land $208,500 Building $170,700 | |
| 2025 | $10,838.00 (+2.55%) | $379,200 (-) Land $208,500 Building $170,700 | $379,200 (-) Land $208,500 Building $170,700 |
| 2024 | $10,568.00 (+5.89%) | ||
| 2023 | $379,200 Land $208,500 Building $170,700 | $379,200 Land $208,500 Building $170,700 | |
| 2022 | $9,980.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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