20 3rd Ave, Garwood, NJ 07027 Property Records

Union County and Garwood Borough property record for 20 3rd Ave, Garwood, NJ 07027

Property Summary

Property TypeSingle Family Home
Details2,842 sqft · built 1920
Lot Size0.138 acres (5,998 sqft)
OwnerCompany Name on Record
Last Sale$460,000 (Oct 2019)
Tax Bill$12,778 (2025)
Deeds & MortgagesOct 2019 Mortgage
Oct 2019 Sale
Flood ZoneZone X (minimal risk)
APN06-00204-0000-00019

Property Details

APN / Parcel Number

Primary APN06-00204-0000-00019
Alternative APNs
  • 060020400019
  • 85400

Interior

Stories2 Stories
Building Area2,842 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Construction TypeFrame
Lot Area5,998 sqft (0.138 acres)
Lot Dimensions150 ft deep x 40 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number85400
Street Address20 3RD AVE
CityGARWOOD
StateNJ
Zip07027-1129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionPROPERTY SITUATED/GARWOOD-WEST
Legal Block204
Legal Lot Number19
JurisdictionUNION NJ
Township / Civil DivisionGARWOOD
Census Block Group1
Census Block1003
Census Tract36900

Owner

Source: Union County and Garwood Borough records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address20 3RD AVE, GARWOOD, NJ 07027-1129
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
WEICHERT FINANCIAL SERVICES
Oct 17, 2019Grant Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 17, 2019 · Amount on Record
Deed SaleOct 17, 2019 · Amount on Record
Deed Document Number2019318193
Deed Book / Page6344 / 126
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address20 3RD AVE, GARWOOD, NJ 07027-1129
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0146060896
DateOct 17, 2019
Book Page14606/0896
Instrument680180
Lender
NameWEICHERT FINANCIAL SERVICES
TypeMortgage Company
AddressMORRIS PLAINS, NJ 07950
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionUNION NJ
Recording DateOct 17, 2019
Property Address20 3RD AVE, GARWOOD, NJ 07027-1129
Document Number0009260196
Book / Page000926 / 000196
Instrument DateOct 15, 2019
Instrument318193
Transaction TypeTransfer
Record UpdatedOct 30, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

AmountAmount Recorded
Tax$460.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address20 3RD AVE GARWOOD NJ 070271129, GARWOOD, NJ 07027-1129

Tax Assessment & Valuation

Source: Union County and Garwood Borough assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
MunicipalityGarwood Borough
Unified School DistrictGarwood Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$447,100 (-) Land $196,800 Building $250,300$447,100 (-) Land $196,800 Building $250,300
2025$12,778.00 (+2.54%)$447,100 (-) Land $196,800 Building $250,300$447,100 (-) Land $196,800 Building $250,300
2024$12,461.00 (+5.9%)
2023$447,100 Land $196,800 Building $250,300$447,100 Land $196,800 Building $250,300
2022$11,767.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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