Monroe County property record for 31A Anchor Dr, Key Largo, FL 33037
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,186 sqft · built 1972 |
| Lot Size | 3.42 acres (149,239 sqft) |
| Owner | Company Name on File |
| Last Sale | $637,000 (Nov 2015) |
| Tax Bill | $10,324 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2018 Loan Modification |
| Flood Zone | Zone AE (high risk) |
| APN | 00569442-000231 |
| Primary APN | 00569442-000231 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,186 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Lot Area | 149,239 sqft |
| Account Number | 1699519 |
|---|---|
| Old Parcel Number | 05594100569442000231 |
| Street Address | 31A ANCHOR DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-5210 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | PRIVATE DWELLING AC 31-A ANGELFISH CAY CONDOMINIUM CHALETS NO 3 OR609-270 OR879-380 OR1182-1085 OR1664-1064AFF OR2083-68/71 |
| Legal Range | 41E |
| Legal Township | 59S |
| Legal Section | 05 |
| Legal Subdivision | ANGELFISH CAY PLAT #5 AMD 1ST REV |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3050 |
| Census Tract | 972700 |
31A Anchor Dr, a condominium, is owned by a company that bought it in November 2015.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3119 MONTGOMERY RD, SHAKER HEIGHTS, OH 44122-2832 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK |
| Apr 27, 2018 | Loan Modification, Mortgage · Conventional Mortgage IBERIABANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2015 · Amount on File |
| Deed Sale | Nov 23, 2015 · Amount on File |
| Prior Sale | May 20, 2015 · Amount on File |
| Deed Document Number | 2054232 |
| Deed Book / Page | 2770 / 2003 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 31A ANCHOR DR, KEY LARGO, FL 33037-5210 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0031171487 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | 3117/1487 |
| Instrument | 2333580 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 31A ANCHOR DR # 31A, 31A, KEY LARGO, FL 33037-5210 |
| Document Number | 0029050765 |
| Instrument Date | Apr 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2018 |
| Title Company | BUYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 31 ANCHOR DR #A KEY LARGO FL 330375210, A, KEY LARGO, FL 33037-5210 |
| Document Number | 0029050765 |
|---|---|
| Date | May 7, 2018 |
| Book Page | 002905/000765 |
| Instrument | 2167826 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | LAFAYETTE, LA 70501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 6, 2048 |
| Rate | 5% |
|---|
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,159,809 Building $2,159,809 | $2,159,809 Building $2,159,809 | |
| 2024 | $10,324.00 (+20.99%) | ||
| 2023 | $8,533.00 (+30.71%) | $1,597,648 (+52.96%) Building $1,597,648 | $1,597,648 (+52.96%) Building $1,597,648 |
| 2022 | $6,528.00 | $1,044,455 Building $1,044,455 | $1,044,455 Building $1,044,455 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31A Anchor Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31A Anchor Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
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