28B Anchor Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 28B Anchor Dr, Key Largo, FL 33037

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 1,118 sqft · built 1972
Lot Size	3 acres (149,239 sqft)
Owner	Company Name on Record
Last Sale	$1,195,000 (May 2019)
Tax Bill	$15,888 (2024)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00569442-000226`

Property Details

APN / Parcel Number

Primary APN	`00569442-000226`
Alternative APNs	`05594100569442000226` `1699462`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	1,118 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Condo/Apartment
Lot Area	149,239 sqft (3 acres)

Location & Zoning

Account Number	1699462
Street Address	28B ANCHOR DR
City	KEY LARGO
State	FL
Zip	33037-5231
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	UR
Legal Description	PRIVATE DWELLING AC 28-B ANGELFISH CAY CONDOMINIUM CHALETS NO 3 OR500-163 OR758-491 OR823-16/18 OR995-884 OR1049-2196/98 OR1207-4/7 OR1207-8/9 OR1207-22/24AFF/DC OR1334-1441/42 OR1334-1438/39 OR1411-405 OR1411-406 OR1552-1036 OR2513-1602/03C OR2573-1
Legal Range	41E
Legal Township	59S
Legal Section	05
Legal Subdivision	ANGELFISH CAY PLAT #5 AMD 1ST REV
Legal Lot Number	28B
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	3
Census Block	3050
Census Tract	972700

Owner

Source: Monroe County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	748 JACARANDA CIR, HILLSBOROUGH, CA 94010-6557
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2019 · Amount on Record
Deed Sale	May 6, 2019 · Amount on Record
Prior Sale	Mar 3, 2015 · Amount on Record
Deed Document Number	20192218650
Deed Book / Page	2962 / 1646
Prior Transfer Date	Aug 15, 2011
Prior Transfer Doc	0025731930
Record Updated	Jun 8, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 6, 2019
Property Address	28B ANCHOR DR, KEY LARGO, FL 33037-5231
Document Number	0029621646
Book / Page	2962 / 1646
Map Reference	MB 494 PG 777
Instrument Date	Apr 30, 2019
Instrument	2218650
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	REEF TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,365.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5004 STATE RD # RD2, 5004, DREXEL HILL, PA 19026-4609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	748 JACARANDA CIR, HILLSBOROUGH, CA 94010-6557

Mortgage

Document Number	0029621650
Date	May 6, 2019
Instrument	2962-1650

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.85%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2029
Change Frequency	Monthly
Index	Other
Max Rate	10.9%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,333,259 (+39.14%) Building $3,333,259	$3,333,259 (+39.14%) Building $3,333,259
2024	$15,888.00 (+22.11%)
2023	$13,011.00 (+24.51%)	$2,395,639 (+38.15%) Building $2,395,639	$2,395,639 (+38.15%) Building $2,395,639
2022	$10,450.00	$1,734,028 Building $1,734,028	$1,734,028 Building $1,734,028

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 838 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1,585 units insured incl. 747 condo units
Nearby Flood Claims	78 (2005–2023)
Claims Outside the SFHA	1 of 78
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000