Pinellas County property record for 3198 Phoenix Ave, Oldsmar, FL 34677
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,144 sqft · built 2008 |
| Lot Size | 0.26 acres (11,365 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Jan 2006) |
| Tax Bill | $1,647 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-780-3571-4 |
| Primary APN | C62-000-780-3571-4 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,144 sqft Heated Area |
| 1st Floor Area | 1,144 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,365 sqft (0.26 acres) |
| Lot Dimensions | 164 ft deep x 65 ft wide |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 676 sqft |
| Deck Area | 88 sqft |
| Patio Area | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R417557 |
|---|---|
| Street Address | 3198 PHOENIX AVE |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-5608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST OLDSMAR SEC NO. 1 BLK 10, LOT 15 |
| Legal Range | 16 |
| Legal Township | 28 |
| Legal Section | 22 |
| Legal Subdivision | WEST OLDSMAR SEC NO. 1 |
| Legal Block | 10 |
| Legal Lot Number | 15 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 27320 |
Source: Pinellas County records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3198 PHOENIX AVE, OLDSMAR, FL 34677-5608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2006 · Amount on Record |
| Deed Sale | Jan 12, 2006 · Amount on Record |
| Deed Document Number | 2006014045 |
| Deed Book / Page | 14868 / 2103 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 3198 PHOENIX AVE, OLDSMAR, FL 34677-5608 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3198 PHOENIX AVE, OLDSMAR, FL 34677-5608 |
| Document Number | 0215741415 |
|---|---|
| Date | Jun 9, 2021 |
| Book Page | 21574/1415 |
| Instrument | 2021191291 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Oldsmar City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,647.00 (+9.29%) Homeowner's exemption | $135,553 (+5.99%) | $376,512 (+6.97%) Land $63,220 Building $313,292 |
| 2023 | $1,507.00 (+3.86%) Homeowner's exemption | $127,896 (+3%) | $351,970 (+18.81%) Land $121,782 Building $230,188 |
| 2022 | $1,451.00 Homeowner's exemption | $124,171 | $296,249 Land $115,500 Building $180,749 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 177 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 177 in force |
| Nearby Flood Claims | 63 (1985–2024) |
| Claims Outside the SFHA | 4 of 63 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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