Pinellas County property record for 3192 Phoenix Ave, Oldsmar, FL 34677
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,471 sqft · built 2022 |
| Lot Size | 0.271 acres (11,822 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $75,000 (Dec 2018) |
| Tax Bill | $17,683 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Nov 2025 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-780-3569-8 |
| Primary APN | C62-000-780-3569-8 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 3,471 sqft Living Area |
| Gross Area | 6,529 sqft |
| 1st Floor Area | 2,015 sqft |
| Upper Floors Area | 1,456 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick/Concrete Block Stucco |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Lot Area | 11,822 sqft (0.271 acres) |
| Lot Dimensions | 162 ft deep x 78 ft wide |
| View / Lot | Park |
| Garage Type | Attached |
| Garage Area | 1,941 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 888 sqft |
| Deck Area | Deck Area |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R417555 |
|---|---|
| Street Address | 3192 PHOENIX AVE |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-5608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | WEST OLDSMAR SEC NO. 1 BLK 10, LOT 12 (MAP N-22-28-16) |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 22 |
| Legal Subdivision | WEST OLDSMAR SEC NO. 1 |
| Legal Tract | 96660 |
| Legal Block | 10 |
| Legal Lot Number | 12 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 27320 |
3192 Phoenix Ave is owner-occupied and held in a trust since November 2025.
Source: Pinellas County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1101 DAVIS AVE, CARUTHERSVILLE, MO 63830-2626 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
| Date | Document |
|---|---|
| Sep 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOMEXPRESS MORTGAGE CORPORATION |
| Nov 17, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage NEXA MORTGAGE LLC |
| Jun 19, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 20, 2018 | Grant Deed, Transfer PREMIUM TITLE SERVICES FL INC, PREMIUM TITLE SVCS FL INC |
| Oct 23, 2018 | Trustee's Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2018 · Amount on File |
| Deed Sale | Dec 20, 2018 · Amount on File |
| Prior Sale | Mar 7, 2005 · Amount on File |
| Deed Document Number | 2018403356 |
| Deed Book / Page | 20373 / 1958 |
| Last Transfer Date | Nov 12, 2025 |
| Transfer Doc | 0233592361 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Sep 24, 2026 |
| Property Address | 3192 PHOENIX AVE, OLDSMAR, FL 34677-5608 |
| Document Number | 0000255777 |
| Book / Page | 23703 / 2346 |
| Instrument Date | Sep 17, 2026 |
| Instrument | 2026255777 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust, 189 |
| Address | 1101 DAVIS AVE, CARUTHERSVILLE, MO 63830-2626 |
| Document Number | 0000255777, |
|---|---|
| Date | Sep 24, 2026 |
| Book Page | 23703/2346 |
| Instrument | 2026255777 |
| Name | HOMEXPRESS MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 18% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Nov 17, 2025 |
| Property Address | 3192 PHOENIX AVE, OLDSMAR, FL 34677-5608 |
| Document Number | 0233592361 |
| Book / Page | 23359 / 2361 |
| Map Reference | MB 9 PG 79 |
| Instrument Date | Nov 12, 2025 |
| Instrument | 2025321868 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Title Company | FLORIDA ESTATES TITLE, FLORIDA BEST QUOTE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1101 DAVIS AVE, CARUTHERSVILLE, MO 63830-2626 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 1101 DAVIS AVE, CARUTHERSVILLE, MO 63830-2626 |
| Document Number | 0233592363 |
|---|---|
| Date | Nov 17, 2025 |
| Instrument | 23359/2363 |
| Name | NEXA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 19, 2020 |
| Property Address | 3192 PHOENIX AVE, OLDSMAR, FL 34677-5608 |
| Document Number | 0210461950 |
| Book / Page | 021046 / 001950 |
| Instrument Date | Jan 27, 2020 |
| Instrument | 185848 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3192 PHOENIX AVE OLDSMAR FL 346775608, OLDSMAR, FL 34677-5608 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Dec 20, 2018 |
| Property Address | 3192 PHOENIX AVE, OLDSMAR, FL 34677-5608 |
| Document Number | 0203731958 |
| Book / Page | 020373 / 001958 |
| Instrument Date | Dec 11, 2018 |
| Instrument | 403356 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2019 |
| Title Company | PREMIUM TITLE SERVICES FL INC, PREMIUM TITLE SVCS FL INC |
| Amount | Amount on Record |
|---|---|
| Tax | $525.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1101 DAVIS AVE CARUTHERSVILLE MO 638302626, CARUTHERSVILLE, MO 63830-2626 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Oct 23, 2018 |
| Property Address | 3192 PHOENIX AVE, OLDSMAR, FL 34677-5608 |
| Document Number | 0203072231 |
| Book / Page | 020307 / 002231 |
| Instrument Date | Oct 2, 2018 |
| Instrument | 340088 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5720 PREMIER PARK DR WEST PALM BEACH FL 334071610, WEST PALM BEACH, FL 33407-1610 |
The 2025 property tax bill for 3192 Phoenix Ave was $17,683 with a homeowner's exemption, up 4.8% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Oldsmar City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,683.00 (+4.81%) Homeowner's exemption | $1,050,986 (-1.13%) Land $81,472 Building $969,514 | $1,050,986 (-1.13%) Land $81,472 Building $969,514 |
| 2024 | $16,872.00 (+847.87%) | $1,063,008 (+574.3%) | $1,063,008 (+574.3%) Land $154,830 Building $908,178 |
| 2023 | $1,780.00 (+3.73%) | $157,645 (-0.33%) | $157,645 (-0.33%) Land $157,645 |
| 2022 | $1,716.00 | $158,174 | $158,174 Land $158,174 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3192 Phoenix Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 177 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 177 in force |
| Nearby Flood Claims | 63 (1985–2024) |
| Claims Outside the SFHA | 4 of 63 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3192 Phoenix Ave is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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