3198 Magnolia Leaf Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 3198 Magnolia Leaf Cv, Hernando, MS 38632 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Year Built	Built 2021
Square Footage	2,457 sqft Adjusted Area
Lot Size	10,528 sqft (0.242 acres)
Occupancy	Owner Occupied
Tax Bill	$2,589.00 (2025)

Owner

Source: DeSoto County records · APN 3-07-4-19-09-0-00157-00

Assessment roll updated December 15, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3198 MAGNOLIA LEAF CV, HERNANDO, MS 38632-2576
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

December 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Dec 15, 2021
Property Address	3198 MAGNOLIA LEAF CV, HERNANDO, MS 38632-2576
Document Number	000981/777
Book / Page	981 / 777
Map Reference	MB 136 PG 48
Instrument Date	Dec 14, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 07, 2023

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 166, SOUTHAVEN, MS 38671-0002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3198 MAGNOLIA DR, HERNANDO, MS 38632-2727

Mortgage

Document Number	0000054221
Date	Dec 15, 2021
Instrument	5422/1

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,589.00 (+17.41%)	$22,227 (+39.83%) Land $1,800 Building $20,427	$222,270 (+39.83%) Land $18,000 Building $204,270
2023	$2,205.00	$15,896	$158,960 Land $18,000 Building $140,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 37% of Mississippi
Wildfire Likelihood	About 1 in 1,408 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`3-07-4-19-09-0-00157-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Building Area	2,457 sqft Adjusted Area
1st Floor	1,930 sqft 1st Floor
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick Veneer Exterior
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	10,528 sqft (0.242 acres)

Location & Zoning

Street Address	3198 MAGNOLIA LEAF CV
City	HERNANDO
State	MS
Zip	38632-2576
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MAGNOLIA COMMONS PH IV LOT 157
Legal Range	007
Legal Township	03S
Legal Section	19
Legal Subdivision	MAGNOLIA COMMONS PH 4
Legal Phase	4
Legal Lot Number	157
Jurisdiction	DESOTO MS
Minor Civil Division	5
Census Blockgroup	3
Census Block	3015
Census Tract	71124