3172 Magnolia Leaf Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 3172 Magnolia Leaf Cv, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 1,776 sqft · built 2022
Lot Size	0.245 acres (10,692 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,841 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-07-4-19-09-0-00159-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-4-19-09-0-00159-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	1,776 sqft Adjusted Area
1st Floor Area	1,178 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,692 sqft (0.245 acres)

Location & Zoning

Street Address	3172 MAGNOLIA LEAF CV
City	HERNANDO
State	MS
Zip	38632-2576
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12 OVERL
Legal Description	MAGNOLIA COMMONS PH IV LOT 159
Legal Range	007
Legal Township	03S
Legal Section	19
Legal Subdivision	MAGNOLIA COMMONS PH 4
Legal Phase	4
Legal Lot Number	159
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3015
Census Tract	71124

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3172 MAGNOLIA LEAF CV, HERNANDO, MS 38632-2576
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2022
Deed Sale	Mar 3, 2022
Prior Sale	Feb 16, 2022
Deed Book / Page	989 / 487
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Mar 17, 2022
Property Address	3172 MAGNOLIA LEAF CV, HERNANDO, MS 38632-2576
Document Number	000991/115
Book / Page	991 / 115
Map Reference	MB 136 PG 48
Instrument Date	Mar 11, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 166, SOUTHAVEN, MS 38671-0002

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3172 MAGNOLIA LEAF CV, HERNANDO, MS 38632-2576

Mortgage

Document Number	0005489108
Date	Mar 17, 2022
Instrument	5489/108

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2042

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,841.00 (+20.48%)	$18,384 (+39.53%) Land $1,800 Building $16,584	$183,841 (+39.52%) Land $18,000 Building $165,841
2023	$1,528.00	$13,176	$131,763 Land $18,000 Building $113,763

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
C Spire Wireless Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20