31973 Corte Montoya, Temecula, CA 92592 Property Records

Riverside County property record for 31973 Corte Montoya, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,666 sqft · built 1996
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Company Names on File
Last Sale	$132,500 (Jul 1997)
Tax Bill	$3,218 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Jul 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`961-261-020`

Property Details

APN / Parcel Number

Primary APN	`961-261-020`
Alternative APN	`950241027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,666 sqft Living Area
Gross Area	2,114 sqft
1st Floor Area	1,666 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Wood
Roof Material	Tile
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	31973 CORTE MONTOYA
City	TEMECULA
State	CA
Zip	92592-1630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 35 MB 220/040 TR 23063-3
Legal Subdivision	TRACT NO 23063 3
Legal Tract	23063-3
Legal Lot Number	35
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2008
Census Tract	43208

Owner

31973 Corte Montoya is owned by a company that acquired it in July 2023 and is owner-occupied.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Company Names on File
Mailing Address	31973 CORTE MONTOYA, TEMECULA, CA 92592-1630
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SAN DIEGO COUNTY CU
Jul 21, 2023	Intrafamily Transfer, Transfer
May 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 1997 · Amount on File
Deed Sale	Jul 15, 1997 · Amount on File
Prior Sale	Mar 8, 1996 · Amount on File
Deed Document Number	1997248925
Last Transfer Date	Jul 12, 2023
Transfer Doc	0000211726
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31973 CORTE MONTOYA, TEMECULA, CA 92592-1630
Transaction Type	Mortgage
Record Updated	Feb 1, 2024
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31973 CORTE MONTOYA, TEMECULA, CA 92592-1630

Mortgage

Document Number	0000020730
Date	Jan 23, 2024
Instrument	2024-0020730

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2039

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 21, 2023
Property Address	31973 CORTE MONTOYA, TEMECULA, CA 92592-1630
Document Number	0000211726
Map Reference	MB 220 PG 40-56
Instrument Date	Jul 12, 2023
Instrument	2023-0211726
Transaction Type	Transfer
Record Updated	Aug 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	31973 CORTE MONTOYA, TEMECULA, CA 92592-1630

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	May 25, 2021
Property Address	31973 CORTE MONTOYA, TEMECULA, CA 92592-1630
Document Number	0000320696
Map Reference	MB 220 PG 40-56
Instrument Date	May 18, 2021
Instrument	2021-0320696
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	31973 CORTE MONTOYA, TEMECULA, CA 92592-1630

Mortgage

Document Number	0000320697
Date	May 25, 2021
Instrument	2021-0320697

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 31973 Corte Montoya was $3,218 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,760 (+2%) Land $56,981 Building $158,779
2025	$3,218.00 Homeowner's exemption	$211,530 Land $55,864 Building $155,666
2023	$3,133.00 (+2.59%) Homeowner's exemption	$203,318 (+2%) Land $53,696 Building $149,622
2022	$3,054.00 Homeowner's exemption	$199,333 Land $52,644 Building $146,689
2021			$440,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31973 Corte Montoya in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 31973 Corte Montoya is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 718 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25

May also be available: GeoLinks, T-Mobile, Verizon.

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